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10 months in and 90 left to go ... the reality is starting to kick in :)

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Butti wrote: »
    Is she giving up on running and following the f*** plan diet?

    Snerk you know me so well :)

    Havn't been able to do much of the f***** plan for a while sadly due to medical stuff ... Boy do I miss that ... Even more than running :rotfl::rotfl::rotfl:
  • beanielou
    beanielou Posts: 96,083 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ahem Ahem :rotfl::rotfl::rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lol beanie :)

    Went shopping tonight, spent £47.87 not really happy about this amount tbh, but I did buy extra things like pasta sheets (4 packets) as they were 50p each , spaghetti (2 packets) at 50p each some flat bread for Indian food , some bath stuff £4 worth (2 radox salts and two radox bubble baths)

    But that was it ... Humph ... I also bought the Philadelphia cheese at £1 instead of the smaller size which wa £1.67 ... Why do supermarkets do that, 100g less of a product but 67p more ...

    Came home and as I was putting everything by I was adding them to my inventories ... It took me maybe 10 extra minutes to do but I reckon it will save us having a whole out of date issue at a later date.

    Have cut up my first batch of mushrooms to freeze ( read that idea on someone else diary) so when they have frozen I will put them in a wee bag then start on my next batch

    Had a lovely wee surprise phone call from a very good friend and fellow mse'r ... It was great just to chat for 10 mins about things and as always have a wee giggle

    Getting ready to go to work just now but will do my sugar shuffles etc when I get there

    Have sprayed my Chanel no5 on ... I smell lovely .. I won't be by the end of the shift but for now I'm going oh yeah el that's nice:rotfl::rotfl::rotfl:
  • skint_spice
    skint_spice Posts: 13,469 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Might be an idea for me with the mushrooms, they are quite often reduced but I never use that many.... thank you!
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 13/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Neither do I Skinty so have always bought just what I needed at a time, but today they were cheaper so I thought I would try ... You slice them and freeze them flat, once frozen you put them in a bag as normal ... Not too sure why you need to freeze them flat tbh ... But that's what I've done ... Will bag the ones I've frozen tomorrow and then make another bag up :)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 21 January 2013 at 12:25AM
    Just checked the banks and Tilly tidied and sugar shuffled ... the remaining debt has been paid for the month, so will work on how much I need to pay next month whilst at work, have told the late shift I won't be doing much as my leg needs to rest he he he he ... Well if they can be late then I can be lazy occasionally :)

    After finding out the payments due to come out were out, I did a quick calculation of what direct debits etc still have to come out and how much is left for the rest of the month ... Sadly I don't think I will have enough for sugar shuffling .. Which is annoying as I'm finding the sugar shuffling is keeping me focused, will maybe see if I can find wiggle room with the diesel money / fun money/ extra money and food money so that I can try and keep it up a I feel it's really helping
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Worked out how much I need to pay off next month it's less than 707 but not an awful lot less so will stick to the £707 for next month and see how that goes, I think the month after I will be able to bring it down to £706, I'm gonna keep plugging away at it to get it sub £700 then try plug away in £5 decreases I think as time goes on it will be easier as well as I will have less to find to reduce it

    Keep plodding as a very special person would say :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good plans El, onwards and downwards :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Cheers GG ... I feel as if I'm finally on top of things much better, this working out what we owe and dividing it by the months really make things easier for me

    So I have a few days off finally, plans are sleep, rest leg, organise two DDM's for the Halifax account ... Still can't get one for hubby :( and start looking into car insurance , firstly though I think I'll start with the sleep, I have the electric blanket on I'm in my pjs and I'm just about ready to doze off, catch you all soon, hope you have a good day
  • taxi73
    taxi73 Posts: 20,815 Forumite
    hope you managed to get some good ZZs
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