Halifax Offering £100 To Switch To Them

kanchhelskis

hello people can i get the free three hundred pound overdraft if i dont switch to them and just open a another current account with halifax? thanks in advance.

Moonbeam

kanchhelskis wrote:

hello people can i get the free three hundred pound overdraft if i dont switch to them and just open a another current account with halifax? thanks in advance.

No - the intererst free overdraft is offered to customers who switch only - it is only interest free for 120 days whilst the transfer is going through..

They do have a low overdraft rate on their money back account though - so if overdraft is your concern it may be worth switching to that:D You would get the benefit of 120 days free and there-after AER of 6.9%

regularsaver1

Penny_Farthing wrote:

Thanks I will. I applied on the phone but was referred for a 'human' decision. Even as I was applying and explaining what I wanted to do, the woman on the phone said it was fine. In the meantime, in the light of what you've said, I'll open a sole account at Nat West. Thanks for going to so much effort. I wish the bank would keep its staff properly informed.

I'm one of them but been there years, and take the time to read up on things

regularsaver1

kanchhelskis wrote:

hello people can i get the free three hundred pound overdraft if i dont switch to them and just open a another current account with halifax? thanks in advance.

are you talking about the new Ulitmate Reward account with benefits? The first £300 overdraft is interest free. launcheds monday

details now on website:

http://www.halifax.co.uk/bankaccounts/ultimatereward.asp

stphnstevey

That account doesn't sound bad - particularly the RAC cover.

pardal51

OH applied today online.

website said that answer will be received within 7 days.

How long did it take to you guys???

cheers!!!!

PS: she applied for High interest account

chipfire

Anyone else having difficulties with the registration process.

Applied online - got a temporary password by post - letter says to visit https://www.halifax.co.uk/online and sign in in the "existing user" sign in area with the username you were given when you first registered in the username box.


I was not given a username, nor asked to establsih one so have nothing to type in!

Helpline said I would now have to visit a branch but to be honest they hadn't grasped the situation!

Hmmmm - do I really want to bank with this bunch?

tipsychick

chipfire wrote:

Anyone else having difficulties with the registration process.

Applied online - got a temporary password by post - letter says to visit www.halifax.co.uk/online and sign in in the "existing user" sign in area with the username you were given when you first registered in the username box.


I was not given a username, nor asked to establsih one so have nothing to type in!

Helpline said I would now have to visit a branch but to be honest they hadn't grasped the situation!

Hmmmm - do I really want to bank with this bunch?

Yes you do to get the free £100.00, you can then cancel it!

I've forced various friends and family to apply online and pretty much everyone has some kind of problem with bits and pieces not coming through. It doesn't matter what the problem is, when you phone them you're always told that it can only be sorted out by a visit to a branch!

I get the impression that their call centres are swamped with applications and are having trouble processing them and want to offload some of the work onto the branches. If you insist that it's impossible for you to visit a branch, they eventually very reluctantly agree to send whatever it is out by post but you really do have to insist.

By the way, on one of the menus on their website, there's a "callback" option. This means they phone you back immediately when you click on it, rather than you wasting your own money. See here:

http://www.halifax.co.uk/bankaccounts/callback.asp

regularsaver1

By the way - call centres are very happy to answer to everything to go to the branch, unless they get a sale themselves

bobby_rae

If you don't have any SO or DD from the account you are leaving, does that matter?

If you do need to have them, do you have to set them up so that one goes through before switching?

Thanks!