Help please

con1888

Oldernotwiser wrote: »

An HND isn't really a qualification you would do to be a childminder,it's theoretical rather than practical.

Won't you be getting your student loan/grant on top of your earnings?

No I wont get a loan. Its a part time evening course. The reason I need a day off it because it is based on placement one full day a week.

con1888

esmerelda98 wrote: »

Childcare is notoriously poorly paid, even nursery managers earn very modest salaries. I wouldn't advise anyone close to me to take a pay cut so they can do a 2-year childcare course. Some people may be content with the wages but IMO, the wages are more suited to girls leaving school with few qualifications, and little idea of what they want to do in life other than they 'like' children, so maybe something in childcare.

my mum is a childminder and earns around 35k per annum. She works with kids with additional support needs which I have done in the past so would probably do the same.

Elle7

con1888 wrote: »

my mum is a childminder and earns around 35k per annum. She works with kids with additional support needs which I have done in the past so would probably do the same.

Can you not work with your mum without doing this course? Use your one day a week off work to start getting experience, so you'll still be getting paid?

The experience will be worth 10 times what the HND will do for your career.

krlyr

In cold, hard facts..He earns £1100 plus the £400 you didn't count, so £1500. You earn £750. Total £2250, so you earn 33% of the overall income.
£400 mortgage and £500 bills makes a household cost of £900. You cannot discount the mortgage just because your name isn't on it, you are living in the house so reaping the benefits, and you want to go about things as a couple, so step up and take responsibility by paying rent. You pay £250 towards household costs which is just under 28%. If you really want to make it fair then you should be contributing another £50 here, though from your outgoings this isn't possible, so really your boyfriend is already subsidising you which makes going to college feasible.

con1888

Elle7 wrote: »

Can you not work with your mum without doing this course? Use your one day a week off work to start getting experience, so you'll still be getting paid?

The experience will be worth 10 times what the HND will do for your career.

I want to do the course though, I really want to keep my options open and perhaps in the future do an open uni degree course whilst working and to do the degree I would need an HNC.

My days drop at work starts in Feb and it will be another year before I can apply to go back full time. A possibility is a part time evening job but my college course will take up two evenings and I do youth work another evening. I would be willing to do weekend bar work but obvously need to fit in study time also so not sure if it would be a wise idea.

con1888

Guys can we just close this thread for the time being. I am just becoming more emotional because I had decided to try sleep on it but don't want to ignore any of you by not replying.

I will post another thread in a day/week or so with the outcome. Thanks for all your advice and I have saved all the comments so will read over them all either tomorrow or the next day when I feel less raw and my head is perhaps a bit clearer.

esmerelda98

I think it's perfecty fine to do this course purely because you think you'll enjoy it, you'll find it stimulating and challenging, you'll meet new people or different people etc etc, but I think you need to be realistic about how much it will increase your income, and whether it is necessary for a degree which you may or may not do.

Edit-I started this post before your last post. I think I've said all I have to contribute to this thread. Best wishes.

mildred1978

con1888 wrote: »

I paid them £200-£250 dig money but didn't need to pay half the food or for little things like window cleaning, bin cleaning, other additional household things on top of food bill which I always paid 1/2 of like dvds, candles, home furnishings etc.

.

Since when we're bin cleaning (??!!) and window cleaning essentials??

CH27

con1888 wrote: »

I want to do the course though, I really want to keep my options open and perhaps in the future do an open uni degree course whilst working and to do the degree I would need an HNC.

My days drop at work starts in Feb and it will be another year before I can apply to go back full time. A possibility is a part time evening job but my college course will take up two evenings and I do youth work another evening. I would be willing to do weekend bar work but obvously need to fit in study time also so not sure if it would be a wise idea.

I want! I want!

What about what your partner wants?
What about what is best for you both?

mildred1978

Just another slant, but I'm reading this as though the OP would have been on the mortgage from the start, but for her poor credit. So the house was probably chosen by them both, for them both to live in, but bought in one name for the moment until her credit file is sorted.

Am I anywhere close, OP?