you know when all you lovely people give advice...

postingalwaysposting

hi Seaxwyn, CAFCGirl and Emmzi, thats exactally how i feel, yes i want to go touring but that wont be till at least 2009/2010 and i want to take my friend on holiday (she has just been diagnosed with ms and wants to see cornwall) but i can hire a car or borrow my mums for that... it would be different if i live somewhere with no public transport but i dont so thats fine

i am fed up of pleasing everyone... i have 3/4 targets that i want to do... most involving money and hopefully these will be done by 2010, since i have been saying no my family life has improved 10 fold and i have no problems here, yes i would like my own space every now and again but at the momment i believe if i move out i will just be forced into a life of debt, lifes better at the momment and i am even thinking of going abroud next year as planned...

with regards to my budget yes i do go over budget/splurge now and again but if i dont treat myself i believe i will be writing out this whole thread again... this is dont want to do...

anyways take care all and catch up soon

postingalwaysposting

ignore me just trying to sort all my accounts out, gone a bit haywire this weekend and i am in a pickle

bills ~ £210.98
to be paid/needed
70.00 ~ bt
11.00 ~ house insurance
18.00 ~ xmas
30.00 ~ driving w/c 4th
40.00 ~ driving lesson/test car w/c 11th
total = £169.00

£41.98 excess

spending ~ £56.83
yet to debit
1.76 ~ asda wipes
21.99 ~ game from ebay
total = £23.75

£33.08 excess should only be £19.84 :doh:

savings £309.96 :T

pen pot ~ £30.00 wednesdays driving lesson w/c 28th

purse ~ £70.00
cheque (to be banked) ~ £50.00

so technically i have £175.22 not accounted for help! i know i have £56.00 charges that need money for but that still means i have £119.22 spare :wall: still cant find out where it goes... its not the paypal money as thats been put into my savings

tesuhoha

postingalwaysposting wrote: »

ignore me just trying to sort all my accounts out, gone a bit haywire this weekend and i am in a pickle

bills ~ £210.98
to be paid/needed
70.00 ~ bt
11.00 ~ house insurance
18.00 ~ xmas
30.00 ~ driving w/c 4th
40.00 ~ driving lesson/test car w/c 11th
total = £169.00

£41.98 excess

spending ~ £56.83
yet to debit
1.76 ~ asda wipes
21.99 ~ game from ebay
total = £23.75



£33.08 excess should only be £19.84 :doh:

savings £309.96 :T

pen pot ~ £30.00 wednesdays driving lesson w/c 28th

purse ~ £70.00
cheque (to be banked) ~ £50.00

so technically i have £175.22 not accounted for help! i know i have £56.00 charges that need money for but that still means i have £119.22 spare :wall: still cant find out where it goes... its not the paypal money as thats been put into my savings

Pap,

i just noticed this. i dont think youve taken your rent into account.

postingalwaysposting

tesuhoha wrote: »

Pap,

i just noticed this. i dont think youve taken your rent into account.

tes i have as its the £100 dca money and they have taken it i am sooo confused :rotfl: i am putting the cheque in and £60 of the £70 in tommorow and we will go from there... why is it its all planned and then i cant find the missing bills :rolleyes:

tesuhoha

Well, all I can say is, hang onto the spare money for a bit to see if anything unexpected comes up and then if it doesnt you can put that into your savings too :beer:

tesuhoha

You mentioned £48 bus cards and also bike insurance in one of your other posts. Is that anything to do with it?

postingalwaysposting

tesuhoha wrote: »

Well, all I can say is, hang onto the spare money for a bit to see if anything unexpected comes up and then if it doesnt you can put that into your savings too :beer:

thats what i thought... i am sure its something :rotfl: just the dam accounts are haywire :rotfl: thanks anyways

postingalwaysposting

tesuhoha wrote: »

You mentioned £48 bus cards and also bike insurance in one of your other posts. Is that anything to do with it?

no thats already been payed... so not showing in the accounts at all :rolleyes:

tesuhoha

Maybe its because you were budgeting for driving lessons but they are coming to an end because of your test.

tesuhoha

Also hadnt you put aside some cash to buy some new clothes? This is puzzling me now.