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you know when all you lovely people give advice...

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  • kathfisch
    kathfisch Posts: 3,042 Forumite
    Oh PAP, your posts have struck such a chord with me and I know how you're feeling! (((hugs)))

    Lets get something straight though - all of us have a blip every now and again. It doesn't really matter how much money is involved, what matters is how you deal with it. And here's the great bit.... you told us! I include myself :o when I say I'm sure lots of us have a blip and then are too afraid to confess, to examine why we did it and try not to do it again.

    I have no doubt you are absolutely determined to pay off this debt asap (but don't be too hard on yourself hun) and that you won't do the same thing again. Making mistakes is part of human nature - we're all going to keep doing it - we can just try to limit the impact of the mistakes :rotfl:

    Look forward to your holiday, enjoy allowing yourself some spending money and generally don't be too hard on yourself. And whatever you do, don't be leaving us! As someone said, we are a family and we stick by each other, not judge!

    Kath x :)
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • aww thanks all... i have thought about it and i relise i did make a mistake and everyone does... i am just glad i can share it with you... i will pay it all back asap but i do think i am too hard on myself when i am deciding if to buy a pair of shoes or some toothpaste with my months spending money... it will prob be gone no later than 6months... but i will get there...

    thanks for all your kind words... i wont leave here because you have taught me so much over the past year i have been here and i love reading all of you diarys to see where you are to on you debt free quests... we will all get there together hug.gif

    edited just to say ~ i am off to devon with my mum... we were going to do a sun holiday but it was cheaper online with a higher spec caravan... i did this for many reasons... one was she wanted to go abroad but i didnt want to pay that much... two i want to see more of england (last holiday except the sun holiday last october, was when i was 7)... and mum is now 51... she may soon be geeting re married and i belive my time with her is precious hence taking her away and paying for it... i know now due to interest it will cost more than the original price but this is something for me that i wouldnt have got if i carryed on saving/spending the way i was... i belive it was a good choice... shame i couldnt have waited untill payday :rolleyes:
  • Glad to see you're feeling a bit better about things.

    We all make mistakes otherwise we wouldn't be on the board in the first place.

    You managed to nip it in the bud before it got out of hand & you've learned from it so you'll be better equiped to deal with similar situations in the future.
  • tontopav
    tontopav Posts: 108 Forumite
    it seems to me youve drpped a rick
    and now you think you blew it
    the debt free wagons standing by
    just get back on and do it

    we all have times when plans go wrong
    sometimes its hard to take
    dont beat yourself up just because
    you made one small mistake

    good luck
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Hi PAP. Hope you are feeling better today?

    Well done on cutting the card up...it's gone now. So stop worrying.

    Also, just a thought, but gosh wouldn't it be quiet on this forum if all of us who had spent money whilst pursuing Debt Free-ness didn't post anything...?
    *...tumble weed....*

    :D
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Hi PAP. Hope you are feeling better today?

    Well done on cutting the card up...it's gone now. So stop worrying.

    Also, just a thought, but gosh wouldn't it be quiet on this forum if all of us who had spent money whilst pursuing Debt Free-ness didn't post anything...?
    *...tumble weed....*

    :D

    :D looking ahead... yep i am feeling better today... the cards gone now... and i am gratefully... i have decided to get my finger out and started ebaying some of the things in my ebay cupboard but at the end of the day i am not going to rush to get this debt down... if i incur interest then so be it... it was my fault for spending but if i carry on paying this and saving at the rate i used to i can see this happening frequently :o and thats something i dont want to happen... i will get there in the end :A
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    PA said "I will get there in the end..."

    Indeed you will PAP...and good luck with the EBAYing too.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    PA said "I will get there in the end..."

    Indeed you will PAP...and good luck with the EBAYing too.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • PA said "I will get there in the end..."

    Indeed you will PAP...and good luck with the EBAYing too.

    thanks LA... i will... i have now added it to my sig and it should start coming down soon :T... back off to ebay :rolleyes: to sell of course :rotfl:
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Glad to see you have cheered up a bit - like everyone says don't be so hard on yourself. We all have blips - this one is at least a repairable one - and you are back on course.

    If it is any consolation my debt has gone up by about £2K since I joined here - combination of Christmas (which we would have just about survived) followed closely by major car repairs and a £1K tax bill! Ok perhaps unavoidable but it is not as if I couldn't have predicted them and prepared a bit better! But no - the bills came and we had no cash so it all piled on the cards :rolleyes:. So rest assured you are not the only one who has to wait a little longer for that deft free date - but even so we WILL get there! :)
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