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you know when all you lovely people give advice...

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  • right budget update :j i have had my time off now back to it :D

    so....

    bills ~ £119.72 in account
    yet to debit/pay ~
    £24.00 ~ bus card
    £40.00 ~ argos card (0%) ~ however i have no idea when the statement will arrive so if its after the 15th i will put this in with next months :D
    £9.72 ~ magazine subs ~ not sure if it this month or next but its there
    £10.00 ~ ING ~ now i think i mucked the direct debit up for this so this may not go out either :rotfl: in that case i shall have to 'fix it'
    £25.00 ~ Halifax ~ locked saver
    £10.00 ~ driving lesson

    total = £118.72 ~ £1 spare


    spends ~ £199.45 in account :eek:
    yet to pay/debit ~
    £18.50 ~ amazon text book

    total = £18.50 ~ £180.95 spare :eek:

    now thats so high as i am planning to get my mothers mattress today... however my mums oh (with the van) isnt down today so i am hoping to get it next weekend if there are any left but that still leaves me £80.95 spare... but i have a meal to go to next sunday ~ budget of about £30 and i am having a pizza tom night when my bessie mate coming around... then its pay day :T see i didnt do a good enough job of spending this week :rotfl:

    purse ~ £20.00 = £10 weekly spends and £10 birthday pot in work (60th ~ £5 for her meal and £5 for her cake) then i have something to return so will get £5 put back into my bills account :T

    not too bad i think... shame that i have no idea about all the direct debits in my bills account :rotfl: ah well

    thats me done :j
  • hi pap
    Good to see you getting back to normal again.
    I still miss your penguin though ~ used to really cheer me up:D
    Enjoy the pizza tonight.
    sm
    Reduce,re-use, recycle.






  • shall i bring mr p back :confused:
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    shall i bring mr p back :confused:

    You said it was a mark of moving into maturity.

    I like gothy pap. She's cool. :-)
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Do you earn over £15k PAP? Because if you earn under that then the OU is free/reduced
    No longer using this account for new posts from 2013
  • emmzi i dont really and truely want to change it back... i love my new avatar :D

    gem ~ i earn 12k before tax per year... however when i use there entitlement questions i would only get £400 for my course :confused: thats if i put the 'household' income in ie everyone who lives here... not mine... if i put just mine in i get £765 for the course and £250 for study stuff
  • aww sorry you've been having a tough time PAP, hug for you! Hope you feel better soon! You're doing so well & your version of a spurge is very restrained! Could spend that in boots in minutes!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Hi Sweetie :D hope all is well with you xxx
  • Whats happened to the board :confused:
  • fishy ~ its one of those things... as for the splurge thats as much as it does... it was a lot really in my little world at least i didnt turn to my argos card :rolleyes:

    weller ~ fine hunni :A what do you mean with the boards? the star names? :confused:
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