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you know when all you lovely people give advice...
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postingalwaysposting wrote: »raph ~ how are you? i havent seen you in ages either... i hope you have updated your diary? if not please do
hope you had fun with your brother
Had a good time with my bro thanks, was great to see him again after so long. I'm finally heading up to manchester in October to see his new flat and celebrate his 22nd.
Yes I will start updating my diary regularly again, and get back into my MSE ways
Sorry to see you're having such a rough time at work. But glad to see your driving is going well!Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
postingalwaysposting wrote: »All the big prezzies are vouchers or done except my mums... now i have decided to buy her a mattress for xmas they are on offer at work wednesday for £89 for a silentnight miricoil so will cost me £95. However i will give it to her early.
Will save on wrapping paper too...will be difficult to fit a mattress under the xmas tree!!:rotfl:Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
boo! i am back :rotfl: now i dont know how long this can last but fingers crossed its a long time. People are now complaining in work that i am 'in a mood' well p!ss off mattey because you cause it :rotfl: anyways i am 'back' and i hope this lasts a long time....
now bad/good stuff to come but i need to reply to you all
lucy, yes its terrible but i want to put it behind me, i dont know whats wrong with me... i can last months fine and then i hit an all time low... anyways as for the money see below
jet, thanks hun... i must admit when i logged onto my eamils and seen loads of pms i though opps :rolleyes: then i came on here with all your lovely messages i think thats whats pulled me through as i know if i didnt have all you lot i would have no one... see pap can be soppy :rotfl:
fac, the 10months thing was because 'mum' wanted to go abroud well i told her that wont happen... because if i carry on with no break i could be going 'down under' but in a different wayanyways more about my hols below :rotfl:
sm, i think the presure of everything work (including others personal prob), money, finances, driving and now college got to me good and proper... there was a catalist this time i can put my finger on it however everything didnt help either... anyways i pulled through it and no doubt i will next time i get a 'dip'... sometimes i wonder why i cant be carefree with everything inc money but i suppose i aqm different and i am pap after all :rotfl:
LA, aww bless you of all people i didnt think would pop in a check on me... in a good wayyes retail is awfull, i looked online for jobs last night but i think i will stick it out her or 'they would have won' but antything else that is thrown at me i shall tell them to 'stick it' :rotfl: yes work isnt easy but its one of those things i guess... i shall get out i shall i shall :rotfl: :rotfl:
dragon, aww well done you sisteril :T i must admit with my first job before this i was an xmas temp and stayed for 2 years :rolleyes: anyways something will come along and i will grab it with both hands
raph, will await the diary update... i love your posts they really make me smile... as for the mattress we have had a bo bo :rotfl: see below :rotfl: well next post now :rolleyes:0 -
right paps been very very naughty :rotfl: but do you know what i dont care :j i know thats not the attitude but who cares... no one i juggle for cares so i am not for one month out of this year :rotfl:
it started last night... i brought before going to college some books from a charity shop £7 only to go to college and be asked to buy a certain book :rotfl: so then i came home and payed £19 @ amazon for it... i also stopped at the chippy on the way home for some chips to go with a tin of meatballs :rotfl:
fastforward to today... after ordering loads from ebay and my game from amazon nothing is being delivered :mad: :mad: :mad: i must admit most are xmas gifts and are budgetted :T but my game hasnt come still :rolleyes: *and breath :rotfl: * so i went to game and brought another game which i was waiting till pay day to buy and another storage tower £42 :rotfl:
right money... its ok i have about £100 to see me through once all my bills/debits are taken from my accounts however i wanna buty this mattress as these are the cheapest they have ever been in work so i will ahve to raid my holiday savings... because the money (xmas savings) i transferred over ~ the last £85 ~ to cover the matress has now been 'eaten' :rotfl:
but do you know what who caresi only have to pay for one holiday in september and have £150 for the one we are going in may ~ back to haven my fave :T :T
so thats me... :rotfl: :rotfl:
ohh and i dont think i can take my accountancy course untill i have a level maths :eek: but that needs phone calls/research which i will do when i have my holiday ... oh yeah forgot that
I CAN CHANGE MY HOLIDAY :j :j :j :j :j :j my boss said yes... he said i need one... he knew i wouldnt cope and he said if i hadnt of changed it he would have 'made' me have it off :rolleyes: so i just need to fill in the forms tommorow which will be a doddlewoo hoo ... hopefully it will be in november if my store manager agrees if not jan but thats way better than may :j :j :j
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Pap your boss sounds great! It's nice to have someone looking out for you like that
I'm never going to win the title for strictest MSE of the year so my reaction to your little spend is GOOD FOR YOU! You work hard, you budget amazingly, you save LOADS so why not treat yourself. You deserve it so enjoy it. We all need to look out for ourselves now and then and this is your way of doing that - you sound in much better spirits so it must have done some good. Chip shop chips, oh I'm jealous, not long had my dinner but I've got an appetite like a horse today - I blame the baby
I hope you get the November time off that you want but January is always good too after the chaos of Christmas! :beer:0 -
Evening PAP
Just wanted to say re your splurge out.... GOOD FOR YOU we all need to have these sometime's it help's you understand why you went through the tough time's becoming DF. Not only that you need to remember you did it without adding too or creating a debt WELL DONE YOU!!
You have come such along way in such a short space of time. You have made such good friends along the way and I know that while you were gone alot of people missed you!! me included!!
You don't seem to realise just how much confidence you seem to have, I find it really hard talking to people on here and don't alway's feel that my opinions are what people would want to hear. But you on the other hand seem to alway's have a kind word and advice for other's and you don't seem to find it hard to express them. Which is why I enjoy reading your post's and diary.
I just wish you could transfer this to your everyday life ... although I have to say of late you really seem to be doing just that what with you putting your foot down with your family and helping your friends to help themself's which is the best way to help!!!
anyway sorry for the mammoth post and GOOD LUCK with everything you do!!!!
JaneDEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j0 -
I'm really glad your boss has been supportive - that's great.
Not sure why you thought I wouldn't pop in..........but never mind!
mmm chip shop chips....mmmmmm :drool:
People keep mentioning yummy naughty food and I really want some NOW!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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Glad its all worked out Pap.
Take care.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hey PAP, just popped in to catch up, sorry to hear about the downs but glad you got your holiday sorted
There is a way to do accountancy without the A Level Maths, it's just a longer route.No longer using this account for new posts from 20130 -
hi all
fac ~ he is he is really nice, he has his off days but all around he is fab, great to work with too. If i had to leave i would miss him and another close worker the most. Well thats what i thought, i seem to budget for every 1p and it gets on my nerves :rolleyes: so having this week off and just not worrying has been great... i have felt guilty dont get me wrong but at the end of the day i am now debt free and yes i should be savings but having a month or so off wont hurt will it
well i managed to get 3 days off in novemeber but because of how my days off fall i will get 6 days :T and i will mooch all those days :rotfl: I have still got one week in may off so that will allow me to go away and i still have 8 days left that need to be used up by 30th june... as for the chips... have some they are for the baby
jet, thanks... i do love the internet ~ its my second home the way i can be so open and not be judgedi am trying to put confidance in my everyday life but its a learning curve, when i have had 18 years of just taking everything as it is and being 'used' it doesnt help... i am getting there though :T and being missed still makes me blush
when i didnt log on i just thought mse would be carrrying on without me but then logging on and seeing all your lovly messages of support really lifted me
thanks
LA, i shall try and explain but please forgive me... you are one of the many posters on this site that i look up to... and i knew you read my diary but thinking of you poping in seeing where i was just doesnt 'work' in my head... again its me not you/others... never mind but thanksnaughty food ~ i know i have been naughty all week :eek:
beanie , :A
gem, well i can still do the ou course... but that will cost £2k and i am not sure i can get at least 1/2 of that by august 08? however to go to a 'brick' uni i will need alevel maths :eek: anyways still not decided... dont know how i can save the 1k in 1/2 a year :rolleyes: another challenge i think :rotfl:0
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