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you know when all you lovely people give advice...

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  • look at my savings in my sig :j over 1/2 way there :j woo hoo :j i am just hoping taking some away to finishing learning to drive wont hit them too hard :rolleyes:

    i was going to mentioon something else but i forgot :rolleyes:...

    oh yeah my halifax saver is set up and they have recived my first payment :j i have opted for paper free billing that way i can delete any emails i get from them untill this time next year ;) also paper free means my mother wont ask why i am reciving halifax mail :rotfl:

    oh and i havent recived my argos/bed bill yet :think: pap is worried :rolleyes:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I could have said that about any number of my friends and I heard this analogy once that really stuck, from my GP no less. Everytime you have a problem or a niggle, it's a monkey on your shoulder. If you have too many monkeys then it gets hard to walk(cope). But if you share your monkey with a friend and they share a monkey with you then you're both carrying its weight so it's lighter.
    If all your friends are takers and only give you monkeys, then you'll fall.

    Not sure if that makes any sense to you but it did to me :) I've now cut all those draining people out of my life, I really don't need it. I like the two-way friendships so much more
    No longer using this account for new posts from 2013
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I so agree (sorry to just jump in unannounced!) Gemmzie...

    Don't let those monkeys drag you down PAP, you are stronger and wiser than all the monkeys put together!

    You've been doing so well lately, and I hope it continues for a very long time yet! You're really starting to come into your own, and like we said the other day, sometimes you wanna tell the world to stop, and let you off, but we're still young, still learning, and still growing... just dont let anyone else take any of that away from you...

    P.S If that train goes anywhere near East Kent, theres always a room for you here hun xx
    Wealth is not measured by currency
  • awww gem i understand... and thanks as well to cafc girl. I seem to be more stronger now a days... no more walking over superpap :rotfl:

    just had a driving lesson and i am :j and :mad: :rotfl: nah its great i can reverse around a corner when a driving instructor gives me referance points :rolleyes: i now understand what i can do as i can see/understand where the car is going rather than driving around a corner effectively blind. I dont know if this is the hunnymoon period with this instructor however i am 99% sure this will be my last and it will result in a pass :T howver i am also a little mad at a few things really basically he lives in wales and he stays in wales on a tuesday and teaches solely there. But beacuse i am at college tuesday thats my only day off, then the remainder of my rota is all over the place so in order to him to get 'paid' for coming to bristol i would need to have a double 2 hour lesson... now thats perfecty fine with me as i want to have proper lesson and be taught to drive not to pass a stupid test...

    but that means from now on in i will be spending a lot more than usuall :rolleyes: but can you put a value on saftey :confused: so for the next few months i am cancelling any direct debits to my savings account :o yes it sounds drastic but 1) i am 1/2 way to my goal 2) i can always push any money not spent on driving into my savings 3) i will get that pink licence 4) i will prob not be going on holiday now in may 5) it still means i can have a little bit of a rest from savings ~ in october its my best friends mum 60th and we are supposed to be going for a meal well technically i wouldnt have been able to as i have no money :o 6) i can pay my driving lessons up front for the month and not worry about trips to the bank when (like this week) today is my first day off in a week :eek:

    now i know some may see this as a step back but i am happy about this. Anywyas thats a long ramble for today... but i can reverse around a corner :j
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That all sounds fab superpap.Much better to be happy with what you are doing driving wise( & not like me~I have a real problemo driving in the dark & will only drive locally at night for half of the year!!Sigh.).
    YOu are so foccussed now ~its just great to see:D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Hey PAP, that's what I thought come the end, stop worrying about the financial and just do it, whatever it's crunch time. Hope it works for you too! (I got 2 minors too ;))
    No longer using this account for new posts from 2013
  • thansk beanie/gem, this is the whole meaning behind it i have my test booked and will pass hoewever if i have 1 hour lessons between now and then i will fail... now i dont want this so if it means 2/3 months break from savings so be it. I dont think it will make that much of a dent in my savings :rolleyes:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Nah it won't, you'll more than make it up :D
    No longer using this account for new posts from 2013
  • thanks gem, i sure will... now i am off to be i have t numbers, square grids, stairs and fomulas stuck in my brain and its hurting :rotfl:
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ^^^^^^^^^^^:eek: :eek: :eek: :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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