you know when all you lovely people give advice...

Emmzi

pap,

what books do you need? Maybe some kind readers of thread have old copies lying about..?

postingalwaysposting

oh oh :hello: all :rotfl: bit behind lately as i have been having some really early nights

sm, beanie & fac ~ thanks hun, it was an eyeopener but yes i agree the young ones want to be there too books see below :rolleyes: the cat nah its quiet nice now as he has one side and i have the other, he is a great alarm too :rotfl:

yorkie ~ i have looked into the course with the open uni... in 'brick' unis they require alevels+... I havent phoned them but really i should but to be honest i dont think i could give up my job and go to uni, the finace isnt there at present. I would have loved to though but in no way shape or form is it possible :rolleyes:

Emmzi ~ what i kind thought. I really need any GCSE revision/workbooks (with answer books) however as beanie said and one of my friends i could just borrow them from the libary and photo copy pages :rotfl: being mse and all... however there are some on ebay for £1 + £1.50 p&p and also there are loads of charity shops in town that sell revision guides for 50p :j so i am hoping in a few weeks i can get/borrow a few

driving ~ :j i did it, my stomach was in knots all day but i have a new instructor... sad moving to a new one but i couldnt be strung along much more :rolleyes: so he thinks i am fine a few polishes and i shall be ready... however he will need to move my test 1) its too close and 2) hes on holiday :rotfl: It will also require budget resuffling as he only does 2 hour lesson because he also travels from wales. But imo that is fine with me... i just need to pass :rolleyes:

budget and general money is everywhere at present... mainly because its wind down week ready for payday next friday... so spare cash is going out and change is being banked :rolleyes: will do an update post soon

postingalwaysposting

budgets :eek:

main ~ £47.90
to debit/need ~
£8.49 ~ ebay
£40.00 ~ driving

total ~ 0.00 (when transfer below is done)

spends account ~ £21.65
to debit/need ~
£6.98 ~ play (ordered something for my friend and one for me will get £3.50 back) :rolleyes: unnessacery really :rolleyes:
£0.97 ~ transferred to bills account
£10.00 ~ sisters birthday gift

total ~ +£4.00

mum owes me £10
£5.50 in my purse
and the only thing i 'need' to buy is crickets :rotfl:

not too bad seeing as £247.00 is now in the clearing process of my savings :j

postingalwaysposting

:whistle: just realised my driving money will be going up in my soa :mad: so i am frantically trying to sort it out to amend my direct debit to my savings again :rotfl: basically i have to 'find' £80.00 it looks like it will be coming all from my savings which means my savings forcast (up there) will not work effectively till i pass my driving test :wall: sooo

£100.00 ~ mum/rent
£65.00 ~ BT
£11.00 ~ house insurance
£48.00 ~ bus cards
£160.00 ~ driving
£9.50 ~ weight loss resources
£40.00 ~ 0% furniture card
£9.72 ~ magazine subs ~ every 3 months starting October

Bills total ~ £433.50 ~ with magazine subs £443.22

ING amount £180.00 split as ~
ING account ~ holiday savings ~ £90.00
ING account ~ holiday saving ~ £90.00
£25.00 ~ Halifax regular saver

Savings total = £205.00

Spends total = £104.50

summary

Income ~ £770.00
Bills ~ £433.50/£443.22
Savings ~ £205.00
Spends ~ £104.50

Income ~ all above = +£27.28/+£17.28

Gemmzie

You're still saving a substantial amount, and it's not going to take you that long to pass your test as the new examiner thinks you're just about there.

Where does the £104.50 spends figure come from?

postingalwaysposting

Gemmzie wrote: »

You're still saving a substantial amount, and it's not going to take you that long to pass your test as the new examiner thinks you're just about there.

Where does the £104.50 spends figure come from?

very true gem

the £104.50 is what i 'give' myself each month to spend on me and i dont have to count it... however £40 is used for my £10 weekly money so really its only £60

Gemmzie

So you could add any extra of that to the savings, don't plan to but if you do then all to the good and if you don't then never mind

postingalwaysposting

Gemmzie wrote: »

So you could add any extra of that to the savings, don't plan to but if you do then all to the good and if you don't then never mind

:T ill do gem however i have had a big arguement tonight (mainly from my side) and basically i said i will not book the holiday for may with my mother before they both pay something... she didnt answer but as she spends money like water i guess its off or a very late deal because i cant be bothered balancing it anymore... i seem to be putting in all the effort with none coming from them both i check each day for how much the deposits are and its £400 now well i am not risking £400 of my hard earned cash to blow on a holiday they may not pay for :mad: grrr i have had enough again... i am always low after a 'high' week

ZTD

postingalwaysposting wrote: »

:T ill do gem however i have had a big arguement tonight (mainly from my side) and basically i said i will not book the holiday for may with my mother before they both pay something... she didnt answer but as she spends money like water i guess its off or a very late deal because i cant be bothered balancing it anymore... i seem to be putting in all the effort with none coming from them both i check each day for how much the deposits are and its £400 now well i am not risking £400 of my hard earned cash to blow on a holiday they may not pay for :mad: grrr i have had enough again... i am always low after a 'high' week

Athough it may not seem like it right now, there's mothing to be low about: Well done you! :beer: :T

Gemmzie

I agree with ZTD - well done you for standing up to the situation. If she comes up with the dosh then I'm sure you'll find a late deal (we'll help ) and in the meantime you don't have to constantly worry.

*hugs*