Tesco Discussion Chat & Grabbits 11+ Xmas/New Year Edition

French_Knickers

Fudge_Cake wrote: »

I had one back on the champagne a few days ago but this one is a mixed shop I used a cond spend on hence why I'm keen to know if all's been compared as it should!!! I think the Temptations are £3 in T's now.

Thanks.

Looks like its a couple of bottles of champers then!

I'm not aware of anything else now that has such a huge difference.

karlie88

sandersjake16 wrote: »

I'm the one that saves my family money, and in my old "job" I'd share the bargains, they all loved it too, enough on that though

18??

:eek:

don't think i've said hi to you yet so 'hello!'



i started money saving when i was 16.

i started to open isa accounts once per year and have been doing since then. don't want all my saving's interest to be taxed when i start earning next year!

:eek:

French_Knickers

HappyChappy84 wrote: »

New member for the club for several reasons...

1) Can't go in to detail
2) He's a fellow scot
3) He has got some cheap items.
4) It's Christmas.

:T:T

Sounds like cronyism to me HC....you ain't a member of the conservative party are you?

BigChrisC

sunshinestar101 wrote: »

Tried it - if you lot could have seen our bedroom last night - you would have thought we were some kind of strange fetish wierdos.......

Pineapples, Curries, Mexican (lol), rasperry leaf tea, reflexology, walking up 2 steps at a time, bouncing on ball, sex, deep breathing n meditation, pressing pressure points.... tried everything but Castor Oil... now thats one step i wont be heading down.....

the bedroom smelt delightful... lol....... need a glitch on air freshners now!

All of those are old wives tales, it will come when it is ready to come!!;)

by the way, who upset my old mate frequent last night!!???

HappyChappy84

karlie88 wrote: »

18??

:eek:

don't think i've said hi to you yet so 'hello!'



i started money saving when i was 16.

i started to open isa accounts once per year and have been doing since then. don't want all my saving's interest to be taxed when i start earning next year!

:eek:

Down girl! he's too young for you, he's still a baby.:rotfl:

Why have you opened multiple ISA's? I think you're only allowed one and at the end of each year you can put the full amount in again. If you know what I mean?

HappyChappy84

French_Knickers wrote: »

Sounds like cronyism to me HC....you ain't a member of the conservative party are you?

Oh bl00dy hell no!!!:mad::mad:

HappyChappy84

Right, I need to pull my finger out and get packed up as I'm off to mummys for christmas.


Later folks.

karlie88

HappyChappy84 wrote: »

Down girl! he's too young for you, he's still a baby.:rotfl:

Why have you opened multiple ISA's? I think you're only allowed one and at the end of each year you can put the full amount in again. If you know what I mean?

i've opened one account per year putting in the full allowance on the first day of each tax year...and changed banks every couple of years to maximise on interests.

i'd say 5% of my brain is dedicated to money saving and always has been since i was a kid. :rotfl:

sandersjake16

karlie88 wrote: »

18??

:eek:

don't think i've said hi to you yet so 'hello!'



i started money saving when i was 16.

i started to open isa accounts once per year and have been doing since then. don't want all my saving's interest to be taxed when i start earning next year!

:eek:

Hey Karlie, i got the chocolate apples of you i think Thanks again
I started at 16 too, as you can probably tell by my name lol, I have an ISA but don't use it

midwinter

HappyChappy84 wrote: »

Down girl! he's too young for you, he's still a baby.:rotfl:

Why have you opened multiple ISA's? I think you're only allowed one and at the end of each year you can put the full amount in again. If you know what I mean?

You can open one per year, as well as keeping old ones running . Or you can use existing accounts and top one of those up each year. You often get a better rate of interest on new accounts. Hence its better to open a new one.

The last couple of years, I've transferred mnoney out of one, as their interest dropped, paid it into an older account, told them I wanted the new investor rate, got it. The opened a new account back at the original place of investment, as no longer a saver there, even if just by half an hour, and they give the better rate then!