Tesco Discussion Chat & Grabbits 11+ Xmas/New Year Edition

karlie88

sandersjake16 wrote: »

Hey Karlie, i got the chocolate apples of you i think Thanks again
I started at 16 too, as you can probably tell by my name lol, I have an ISA but don't use it

you're welcome.

:T:T

good stuff! don't dip in to your isa...only for emergencies (e.g. if you need to pay for 1p items and don't have any change ). i have never dipped into my isa savings because if i take anything out, i will not be allowed to put money back in (because i put in the max amount).

sandersjake16

HappyChappy84 wrote: »

Oh bl00dy hell no!!!:mad::mad:

But HC, the torries helped Scotland so much, its why they get 2 whole seats every election :rotfl:

mymerrywidow

stolen from the main grabbit board.


Tesco - J20 pricing error
morning all
had to share this one - went to tesco last night to do my shopping and 2 of the 4 packs of J20 scanned for £2.34 instead of the listed 2 for £5.
The manager was called over who honoured the sale but said it must have been loaded wrong ... suggest you get buying before they fix it as at that price its almost as good as the Morries buy 1 get 2 free last week

HappyChappy84

karlie88 wrote: »

i've opened one account per year putting in the full allowance on the first day of each tax year...and changed banks every couple of years to maximise on interests.

i'd say 5% of my brain is dedicated to money saving and always has been since i was a kid. :rotfl:

I can't remember how it works but I'm pretty sure you're only allowed one ISA. Anyone more clued up on this?

You don't need to open multiple ISA's anyway. I can't remember what the limit is per year these days but lets say it's 3K...

You open an ISA with XYZ bank in 2009 and put the full 3K in to it. After a year you can then top it up with a further 3K. After another year you can then top it up again with a further 3K.

1 ISA = 9K after 3 years. Or have I got it wrong? It's too early in the day for my brain to be working.:rotfl:

If you are allowed multiple ISA's then I guess they come in handy if the limit per year is 3K and you 6K/9K to invest per year. But what student has £300 let alone 3K? it's all spent on wild nights out and pizza.;);) :rotfl:

purdita

HappyChappy84 wrote: »

It's no use you hiding behind there......I can still see you !!:p

wirehair

I just got this in Asda 700grams priced at £5 use by 29th December . Just checked my reciept and was charged £3 :j

sandersjake16

karlie88 wrote: »

you're welcome.

:T:T

good stuff! don't dip in to your isa...only for emergencies (e.g. if you need to pay for 1p items and don't have any change ). i have never dipped into my isa savings because if i take anything out, i will not be allowed to put money back in (because i put in the max amount).

I mean I opened one, put 2 quid in it and never touched in since :rotfl:
Btw, little hint, because its closer to christmas theres more fresh party food being whoopsied...remember to buy in when its down to pennies in quantities of 2 or 4!

HappyChappy84

sandersjake16 wrote: »

But HC, the torries helped Scotland so much, its why they get 2 whole seats every election :rotfl:

Actually it's only 1 this time time around.

It says a lot when Scotland has more giant pandas than it has Tory MP's.:rotfl::rotfl:

karlie88

HappyChappy84 wrote: »

I can't remember how it works but I'm pretty sure you're only allowed one ISA. Anyone more clued up on this?

You don't need to open multiple ISA's anyway. I can't remember what the limit is per year these days but lets say it's 3K...

You open an ISA with XYZ bank in 2009 and put the full 3K in to it. After a year you can then top it up with a further 3K. After another year you can then top it up again with a further 3K.

1 ISA = 9K after 3 years. Or have I got it wrong? It's too early in the day for my brain to be working.:rotfl:

:rotfl: it is too early in the day!

with your scenario:

2009: 3k with any isa provider
2010: 3k with any isa provider (same or different from previous year)
2011: 3k with any isa provider (same or different from previous year)

so...

...you could have 3 accounts with 1 bank, 3 accounts with 3 seperate banks or 3 accounts with 2 banks.

HappyChappy84

purdita wrote: »

It's no use you hiding behind there......I can still see you !!:p

Damn, I need a bigger sofa! I knew I shouldn't have ate all those TCO's.:o:o