£2012 in 2012

Nuninge

I finally opened myself a savings account for my target money so I am going to count the pound that I had to put in it to start it off!

But I did also finally get my euros changed and it came out at £37.71 so that's in the savings account too so now have £38.71!

Yay!

Nuninge

clairelh

Ruthy1604 wrote: »

Hi Claire,
When I went to redeem my vouchers, I typed in the number for the expired ones & it accepted them. I didn't think they showed on the unspent section (but I could be wrong)
Ruth

Thank you! Did it then give you the option to print with a new expiry date? I'll try this tomorrow at work as I don't have working printer at home now. Hmmm... I wonder how far back it'll let me go.

BatOutOfHell - What about selling your items elsewhere such as Gumtree? I haven't used Amazon, but can you list on more than one site?

nomi01 - You can count your coin jar - have you joined the Sealed Pot Challenge? I'm doing this too and am going to count what's in my pot towards my total here too.

Clipperty - You can count me in with your voucher thread, although I have to say, I think I'll need some encouragement to spend mine!! I'm a bit of a hoarder with my vouchers/points and rarely spend... hence me now having far too many expired Tesco vouchers. I also once had my pocket picked (while I was sufferring with morning sickness on a train) and they stole my Boots Advantage card with nearly £100 worth of points on.

nomi01

I have a coin jar that counts the money as you put it in. So far it has £30.14 in it. But I have been including that total in this saving.
My problem is that I like to see the savings amount rise, but really I am avoiding facing the bigger picture. I mentioned in a previous post that the savings I include wont all go into a seperate account so at the moment it is unlikely that I will finish the year £2012 banked. At the moment, what I save will go towards helping pay something else (and there is always something else).
However, taking up this challenge has made me start to think about what I need to do. I am so glad I started this, even if it is :eek: to actually start thinking about money and what is owed.

clipperty

nomi01 wrote: »

I have a coin jar that counts the money as you put it in. So far it has £30.14 in it. But I have been including that total in this saving.
My problem is that I like to see the savings amount rise, but really I am avoiding facing the bigger picture. I mentioned in a previous post that the savings I include wont all go into a seperate account so at the moment it is unlikely that I will finish the year £2012 banked. At the moment, what I save will go towards helping pay something else (and there is always something else).
However, taking up this challenge has made me start to think about what I need to do. I am so glad I started this, even if it is :eek: to actually start thinking about money and what is owed.

At the end of the day if you have £2012 in the bank lovely BUT if you have managed to wisely use or spend £2012 over the year both are brilliant, it is not necessariy about saving a lot of this thread is changing habits, my biggest habit change through this thread is stop the impulse spending and wasting and selling the stuff that I hoard fr a rainy day, you know the rainy day that never happens!!!!

aliwali

Just claimed £5 paypal from Mysurvey, just got back into surveys, they can be tedious at times though. Just waiting for all the money to come through now so I can bank it. Oh and counted the 1p, 2p and 5p money pig - £9 to bank to tomorrow.

clairelh

I agree with clipperty, without proper saving, which I can't really afford to do atm, I'm not sure I'd make £2012 in cash. I know some people are making this a proper money-in-the-bank challenge, but I'm pretty sure a few of us signed up to at least see if we could 'save' spending £2012. You'll see quite early on in this thread I saved money by doing my own electical fixing. I didn't put this money in the bank, but have listed this as a saving. I'm still in two minds whether to count supermarket savings (not vouchers, but the bit that says 'you have saved £xxx in today's shop' at the end of your receipt), but I will count money off vouchers. It's certainly focussed me on looking to see how/where I can save on my day to day spending and I think to see the total tally up at the end of each month is really keeping me going.

Treacle_Toes

I'm into three figures now!

I've used a few more coupons that I've printed out, received £10 gift card from Valued Opinions, which I will use for next week's shop, and have received a further £13.58 profit from eBay.

I've also sold an item on eBay for £67, which is collection only, so I'll add that (minus eBay fees) when it is collected.

This is getting quite addictive - I've got the hump that I've got to go to 'real' work for the next three days rather than find ways to make extra pennies!

TT

sherbie

before i forget, elo newer newbies/reformed lurkers, and welcome!:)

ooooh, im lovin this thread, and this whole idea so so much! i get dead excited when i see how well people are doing. to those that dont feel theyre doing well, dont panic! itll be ok! im not doing well on ebay either, but i figure i'll try again in a month or so, after the post xmas rush has finished. the things on amazon/green met can just sit there, altho, yup, most stand no chance of goin when bigger companies are listing the same stuff for 1p, so i'll deal with em later in the yr. its only half way thru jan! if we do everything now, what will we do later! dont get disheartened to those of you that are, theres another 11 months to go! besides, £2012 seems abit bit much for me to reach, but im loving trying, and anything i save is such a big deal, and makes me so happy, so think of it that way. im rethinking everything to do with money, and yup, going totally mental about it! but you know, its good, right? altho, we're gonna need the money for a support group for our friends and families soon, as im driving mine insane!

im counting every lil thing i save, from switching phone etc, to coupons, to you saved this much ( altho only on things i would buy, ie not the reduced pickled onion mon mons i was forced at gunpoint to buy today. it would ave been illegal to leave em as it goes...). i'll never see a penny of it in actual money, it goes straight into the debts, but im lovin this new mindset! id been feeling so negative about money, and altho the worry is still there, i feel far more positive and in control.

if ure feelin disheartened, maybe this story will help...somat that has made me feel good about maself, is how good im being with impulse buys (mon mons aside). i was a total qvc addict, and ive not watched since nov. ive deleted all the sale emails i get from everywhere without looking, and now i wish id kept track of things i wouldve bought if i hadnt been doing this, as that wouldve been shocking and inspiring. have you got owt similar to feel proud about?

i know it sounds all cliched, but all of us doing this should be proud of ourselves just fer trying. no matter what the figure at the end of the year is!:A

nomi01

CLIPPERTY and CLAIRE. I know your right. I have been making a list of how much money I owe and where. I think it all seemed a bit unachievable for a minute and I had a bit of a wobble. Rereading some of the threads and your posts have made me realise that this is about changing my thinking. I have been so much more aware of where I am spending money. Thanks

hayhay2010

hiya been reading everyones posts find it a great way to stay motivated.
I have just transferred £60 from my paypal account think i have left enough for fees in there, was only selling the boys old clothes few dvd etc so quite happy with the £60 though there was a lot of packing.
My other half seems to think ive gone mad (re using plastic bags that have been sent to me though the post managed to wrap 19 items with only buying some parcel tape).
Got very annoyed with my other half taking change out my pot i actually cant believe how much it annoyed me for £5 worth of change...!! i now have a online pot.

not very money saving but booked our oct half term getway to haven £39.90 and have managed to resist the warehouse glitch on the grab it forum i even had £100 plus of clothes in there an decided to read all your posts instead!.