Contactless debit cards

Chrisblue1962

I make contactless transactions all of the time.

When I hand cash over to people, they never make contact with my hands at all, only the money I'm handing to them

No doubt in time, some enterprising crooks will invent a gadget that produces transactions if within say 1m of a contactless card and a new phenomemon will arise - "Electronic Pickpocketing"

Contactless Cards - technology desperately looking for a reason to exist

Gromitt

Apparently they have a solution to that, after 3 - 4 contactless transactions in the same day, they ask for your PIN to ensure its you. I don't know if this is reality though as I've not tried a single transaction yet.

I do wonder what would happen with fraudulent transactions though. You get your statement, notice 99p spent in McDonalds and can't remember whether you actually visited the place on that date or not. The obvious way would be to keep receipts, but they would just slow down the entire transactions and you'd have to put them somewhere.

I did read somewhere on the net that since the card is powered by the terminal as with RFID, you can increase the area easily by making your own reader and then reading cards from peoples pockets. The encryption itself has already been broken.
(Apparently)

gekota

Its totally nonsense that only certain lloyds customers can have contactless cards. I'm a lloyds customer, I have a contactless card. All you have to do is ring them up and request one. No pilot, no specific areas just customer request.

Mr_Toad

Reading this thread made me curious so I had a look at my debit card.

I have a Halifax Reward current account and my card has the wireless symbol on it. I'd never noticed it before but that's probably because I've never seen anywhere that takes them.

meer53

gekota wrote: »

Its totally nonsense that only certain lloyds customers can have contactless cards. I'm a lloyds customer, I have a contactless card. All you have to do is ring them up and request one. No pilot, no specific areas just customer request.

But you might be one of the chosen few at Lloyds ! Others might not be so lucky !

stclair

gekota wrote: »

Its totally nonsense that only certain lloyds customers can have contactless cards. I'm a lloyds customer, I have a contactless card. All you have to do is ring them up and request one. No pilot, no specific areas just customer request.

Originally contactless cards was only available to customers who lived within the M25 area.

gekota

I worked in one of their call centres, anyone can have one, just ring up and you can have one, trust me

jackjones01

gekota wrote: »

I worked in one of their call centres, anyone can have one, just ring up and you can have one, trust me

Everytime I ask them they swear black and blue they are not available to everyone. Ive spoke to someone today who spoke to card services and they said no......

stclair

Ive just spoke to someone at Lloyds TSB and contactless cards are only available to customers who live in the following areas apparently:

Birmingham, Manchester, Cardiff, Edinburgh, Glasgow, Leeds, Liverpool, Brighton, and M25 area.

The woman was reading the information off the intranet shes ordered me a new card so lets see what turns up.........

Stompa

Gromitt wrote: »

The obvious way would be to keep receipts, but they would just slow down the entire transactions and you'd have to put them somewhere.

Do you mean you don't get a receipt with a contactless transaction? If so, that would be enough to put me off.