New The Citibank Club

kevsam65

hi cw , we get tax credits from dwp , ive spoken to them this morning to give them my new bank account details , also child benefit.TC's paid on thursdays also , so i'll wait with everything crossed to see if it all goes in ok next thursday!! thanks for the warning.
also , as others have said , i wouldnt have applied for this account without your enthusiasm......if peeps have a problem its their problem , not yours , so pay them no heed.take care ,
sam.

Tori_Bellatrix

My account number has 10 digits instead of 8!

Do I knock off the zero's at the begining .. or the last 2 digits .. ?

marcellep

Tori_Bellatrix wrote:

My account number has 10 digits instead of 8!

Do I knock off the zero's at the begining .. or the last 2 digits .. ?

Hello,

I was a little confused when I got the 10 digit account number, A quick call to Citi and they confirmed to me dropping of the first two 00 will give you your account number

Tori_Bellatrix

marcellep wrote:

Hello,

I was a little confused when I got the 10 digit account number, A quick call to Citi and they confirmed to me dropping of the first two 00 will give you your account number

Thank you ..

CopperPlate_2

Sorry. Is this thread referring to the Sterling Current Account advertised on the Citi website, here:

http://www.citibank.co.uk/personal/banking/bankingproducts/currentaccounts/sterling/changes.htm

I see they're now charging a tenner a month for this from April?

computerwoman

just an up-date my benefits went in today, 1 day late but £1 heavier, so I guess it may have been my mistake last week when I gave them the wrong details, just read the other post about the charge but you dont have to take it, I'll have a word with citi and let you know. sorry I haven't been online my pc has been playing up so I installed a new hard drive which took abit longer than I thought to sort out.

computerwoman

Hi all just been reading the terms and conditions, and the account is the same cards cheque book overdraft etc, so I guess I might just swap to the "citibank access account" and have no fees to pay, it still does everything that the current account does, so I guess we may as well go for it and swap over. it still pays DD's and SO's I cant see the difference.

computerwoman

citibank access account.

Terms & Conditions

Citibank Access Account

1. Conditions 1.1. These Specific Terms and Conditions incorporate Citibank Account General Terms and Conditions. If there is any conflict between them these Specific Terms and Conditions override Citibank Account General Terms and Conditions to the extent applicable.

1.2. Account means the Citibank Access Account.
1.3. The Account may be held solely or jointly.
1.4. The Account must be for personal use only.
1.5 The Account must only be used for legitimate purposes.
1.5 For Citibank Current Account customers holding a Sterling Current Account these Specific Terms and Conditions for the Citibank Current Account amends and replaces the Sterling Current Account Specific Terms and Conditions

2. Deposits
2.1. You will not be able to make deposits at Citibank Card banking Centres outside the UK.

3. Overdrafts
3.1. An automatic overdraft of £500 is available to You subject to status. You will be eligible for the automatic overdraft if You domicile Your salary into the Account.
3.2. Unless the Bank has agreed otherwise, a fee may be applicable and interest will be charged at the applicable overdraft rate.
3.3 A further overdraft may be granted at the Bank's discretion. A fee may be applicable and interest will be charged at the applicable overdraft rate.

4. Interest 4.1. Interest on any cleared credit balance is calculated on a daily basis.
4.2. Interest on any cleared credit balance is compounded monthly and is applied to the account monthly.
4.3. Interest will be paid on all cheques from the day they are received by us excluding foreign collection cheques, or cheques paid into a Lloyds TSB Branch.

5. Daily Withdrawals 5.1. You may withdraw up to £10,000 cash from any branch of Citibank in the UK without notice if within Your Available Balance. Larger withdrawals will require 2 banking Days' notice.

6. Cheque Books 6.1. You will be issued a cheque book only on request.
6.2. Your debit card issued to you will not have a cheque guarantee functionality and shall not be used as one


from what I can see the only difference is the cheque guarantee card

computerwoman

for those of you who went through quidco I would wait until you get your cash, for those of you who did'nt I would swap now using the link on there website, then it wont seem as though we were all in it for the money, I for one have swapped, but only because I haven't got a penny from quidco, not even for the savers account, which as I have not got any paper work from citibank about this but know I now have a savings account with them due to online banking, have decided to jump accounts.
I'm not really bothered about an overdraft as I've never had one before and I think it would just temp me to spend money I didn't really have.

kevsam65

Just read through it , and yes , only difference is card.Also for anyone switching , you have until 30th April to change , charging starts 1st may.
sam.