Mortgage Exit Fees successes and failures

AnnC_2

:T Following Martin's appearance on GMTV, left it a while, then decided to write to the Halifax as I had paid £175 mortgage exit fee in August 2006. Within 3 weeks had a cheque for £125.

Many thanks to Martin.

geordie_bunny

We made an early repayment of our mortgage with Abbey in July 2005. By chance, I recently noticed that we had been charged a fee of £225.

Remembering your article about this I phoned Abbey and they sent me a simple form to complete. Within days we received a cheque for £175.

Thanks Martin - can't believe how simple it all was.:j

gismo318

this guy is a star my mums over from spain watch his prgram on tv the other night mum sold up early and moved to spain on woolich mortgage so i rang the woolich reclaim number and bingo there sending her a cheque for £58

not bad for a freephone call lets face it we was uming and argghin wethere to even make the call how many other people out there dont make it get ringing they can only say no!!!!!!


wow only £58 but its better in mums pocket than theres times how many other peoples there have got could be millions

gismo318

now too tackling the loan she had with them for windows arggghhhhh no policy number what now????? help too [EMAIL="pcfriendlyyork@yahoo.co.uk"]pcfriendlyyork@yahoo.co.uk[/EMAIL]

ellabella23

I phoned the Halifax today looking for a refund of the MEAF I was charged in 2000, I was told they are no longer looking at people's claims because of a new ruling by the FSA. Does anyone know if this is true?

Fatpants

We remortgaged from Northern Rock to Nationwide on 1st October. We were charged a £250 exit fee which was stated in our signed agreement but which I thought was riduculous so I challenged it asking them for a breakdown of costs and to justify the charge. The first reply I recieved was a standard reply letter saying that the 'Board of Directors' did not allow a breakdown and that it was a fair cost for administration. I challenged this once again asking them to justify the costs and today I recieved a letter saying they were refunding me the full £250 to 'avoid further lengthly correspondence on the matter'!!!!!

ezza1146

I checked through my details in my previous mortgage with C & G and found that they had charged me a "sealing fee" of £225 when it was stated as £40 in my two agreements.
Sent letter of on 29th October and received a reply today (3rd Nov) advising that they had reviewed my charges and they would be sending me a refund of £157.
:T

MarkyMarkD

Fatpants wrote: »

We remortgaged from Northern Rock to Nationwide on 1st October. We were charged a £250 exit fee which was stated in our signed agreement but which I thought was riduculous so I challenged it asking them for a breakdown of costs and to justify the charge. The first reply I recieved was a standard reply letter saying that the 'Board of Directors' did not allow a breakdown and that it was a fair cost for administration. I challenged this once again asking them to justify the costs and today I recieved a letter saying they were refunding me the full £250 to 'avoid further lengthly correspondence on the matter'!!!!!

I'm sorry but I don't like individuals bullying companies like this. You agreed to pay the £250 up-front and your opinion that "it's ridiculous" is, frankly, ridiculous - it's part of what you signed up to and you should have paid it.

Zeusiblue

Hi i checked out the posts on this site regarding claiming of mortgage fees. I found all my paperwork from when i changed my mortgage provider from Northern Rock to Hinckley & Rrugby in 2003. They charged a deeds despatch fee of £80 and a discharge fee of £95. I copied the templare letter and asked for a refund with interest.They replied to say that their discharge of mortgage fee was £100 at that time and will agree to send me a cheque of £75. I have to sign an acceptance declaration within 10 days.They made no mention of any interest to be refunded. I would first like to thank Martin, especially for his template letter. Just wondering if i should sign the declatarion to accept their terms ? Any advice would be greatly appreciated . Thank you

Fatpants

Do you work for Northern Rock by any chance?!! How am I as an individual bullying a huge company such as Northern Rock! I asked them to justify a fee, just like if I pay a garage invoice I expect to see what they have fixed on my car! Northern Rock chose not to justify the fee (or more than likely they couldnt) and gave me back my money. I didnt threaten them with court action etc etc. It would be a different story if it was your £250. Should you really be on a forum such as this if you dont agree with what people are trying to achieve?????????