Mortgage Exit Fees successes and failures

Jac2510

I contacted Lloyds regarding 2 seperate mortgages (one with Lloyds and another with C&G) at the satart of last week and after a 10 minute phonecall I was told a cheque for the difference between my contract terms and the actual fee would be posted out. I had the cheque for £160 in my account by the end of that week! :j

Jac2510

Fogot to say they actually gave me interest on top without me even having to ask. Big thanks to Martin!!

willcat38

Sorry if this has been covered in this thread but has anyone managed to claim anything back from Intelligent Finance?

I moved from IF to Alliance & Leicester in Sept 2006 and was charged £175. i could not find anything in the original offer.

I have read that some people have not been successful in getting this back.

loonypoet

Hi,

Just a thank you. I closed my mortgage with Alliance and Leicester with an exit fee of £295. After reading the article I went straight to the militant letter approach and the result was a cheque for £210

kelly14_2

i sent a letter away to my previous morgage company(preferred morgages) to claim back the £210 morgage admin fees.
i got i letter back saying the £210 i paid is the correct fee & i am due nothing back!
can you tell me what the next tep is to reclaiming this money?

KTF

If there was no difference between the amount on your original contract and the fee you paid when you changed mortgages then you get nothing back.

You can only claim back the difference, not the whole amount.

fairytooth

Thank you yet again to Martin and the team at MSE !!!

Quick phonecall to NatWest and £125 on its way to my account.

You guys are the best!

kelly14_2

has anyone had any money back from "preffered morgages"? i hav been told the £210 i paid is correct & due nothing back!!!!! any ideas what to do next?

sofistikate

Northern Rock
Thanks Martin, one quick letter, and then a week late a letter back asking me to sign and agree to accepting £75 that they over charged me. Two days later cheque in my hand. Was so quick and painless ( unlike the bank charges I am reclaiming) thanks again. Kate

MickT54

I remortgaged in 2002, switching away from Northern Rock BS, so decided to use Martin's template letter and fee tables to see what I could recover.

I had no idea how much redemption fee I had paid as all I saw was a single settlement valuation for my new mortgagee to pay, so I looked up the Northern Rock value for the year and sent off the letter.

I've just received a cheque for £70 for 20 mins effort.

THANKS !