Mortgage Exit Fees successes and failures

530PMA

I wrote to Bradford & Bingley quoting the recent FSA statement on Mortgage Exit Administration Fees (MEAFs) and writing to complain about the charge on my account for £235.00 when I exited my mortgage contract with them in Aug 06. I told them that I wished to claim a refund of these charges.

Shortly afterwards I received a cheque for £210.00

Many thanks for your advice Martin.

jimmywalton

Received a cheque today for 125 pounds and fifty pence from Yorkshire Building Society................SWEET!


Many thanks

shakka

After reading the article on here I too took Martin's advice and phoned the designated Halifax phone line to claim back my MEAF. Mine had jumped from £45 to £175 since taking out the mortgage, which I transferred last year to Abbey for a better deal. The Halifax were very good and could immediately say that I was owed £135, which they would send in a cheque within 28 days. I received the cheque today, it took around 10 days in total and 5 minutes on the phone. Thanks very much Martin!

meljfj

Just received a cheque today for £126 from Abbey National having followed Martin's advice to phone and ask. Guy on the phone couldn't have been nicer, sent us a form to fill in within a few days and within a week of us returning it we received the cheque - brilliant! NB Our fee had gone up from £99 to £225.

chickenbert

I wrote two letters to reclaim fees from previous mortgages using your templates and had two successful refunds. One was from West Bromwich for a mortgage redeemed in 2004 and i received £135 and the other was from Abbey redeemed in 2002 for which i received the princely rebate of £4. Better than nothing and very satisfying.

Go on give it a try, it might just work.
:j

timnash

Contacted Woolwich/Barclays who repaid me £105,interest inc,without any quibble.
Just in time for Hols. THANK YOU Martin

drewmax

Thank you so much for your advice I have successfully had a mortgage refund
of £150 admin fee from the Halifax, although they split it in two halves one
for my ex husband of 7 years! I got him to spend it on our son so thats ok!

Jadzia_2

THANKS. Took your advice and cotacted Alliance & Lescieter. Got £220.00 returned after being originally charged £295.00 M.E.A.F. Contected Halifax at the sametime, but I am still waiting for reply.:T

Yrrah

Refund from Abbey

I phoned them up (phone number from Martin's list).
They sent me a claim form (3 days later)
It took 3 minuted to fill form in.
I posted the form.
I received a check for £126 in the post, three weeks later, plus options and guidance if I did not agree or wanted to claim more.

Thank you Martin

Eddy form Mind Gliding Ltd

hilspars

I have just made 2 phone calls and am nearly £200 better off. All I needed was the roll number of the mortgages and no forms to fill in. The Cheltenham and Gloucester worked out the refund and promised to pay the money into my bank acount within 28 days and the Halifax worked out how much but said that it would be passed to another department for verification but after that I would get a cheque in the post. It could not have been easier and I urge everyone to make the call if it applies to you.