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Muchin's diary of recover; becoming debt free and being happy

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  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Afternoon all,

    Well my car passed it's MOT:j, honestly you would have thought that I was being examined myself. It's such a relief and its nice to know that hopefully for a little while no pennies will be spent on the car (except for tax and insurance:)).

    In work staff are dropping like flies with a bad vomiting bug. I so hope they keep it to themselves. Those that aren't being sick are dosed with the cold.

    Tonights plan is to write my cards and go to a carol concert. However I'm starting to feel hot and sniffly but it might be all in my head.

    So far on course for NSD.
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Evening everyone,

    Well I've written the Xmas cards (waiting for 1 address to be confirmed), I've wrapped the Xmas presents and I've been to the carol concert. I had a really good evening.:)

    I've realised that I'm 1 box of chocolates down for my brothers family. I've also got to buy a box of chocs for the cleaner in work + 1 baby outfit. Just when I thought the spends were all done for Xmas these other little things sneak up on me. I will attempt to buy these things for £30.

    Today was an NSD:T

    Time to go to bed with a good book.:)

  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Morning all,

    I have a meeting this morning in the totally opposite direction to work so I need to get my skates on:)

    Today is 100 days bulimia free and I feel great. This is a major mile stone to me and it's baby steps all the way. I can feel that I'm a lot more relaxed around food and my body is starting to settle down:)

    Ok plans today -

    - post cards
    - pay for car tax £115:eek:

    I'm pretty sure there is tons of other stuff but that will do me for now:D

  • Well done on 100 days and i am sure there will be a 1000000000000000000000 more days you feel at peace with your body xx
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hellooo Munchkin - just catching up on your diary - gosh you have been busy and so organised with writing it all down in here. Good news on the 100 days - well done - must be such a great feeling to be on top of it now.

    Keep warm and take care x
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi LAM2011 & BTD thank you for your comments:). I'm finally getting into a great place and I have more energy to focus on my debt and getting my life in order. I'll pop over to your boards in a wee bit.

    Well I've been spending today:o however I've used some of my money, M&S vouchers and some of OHs money - he needed pressies for his nephews so I'm happy to do the shopping and spend his money:D

    Spends using M&S vouchers

    • 7 piece baby set for my niece £17.00;
    • Calender - £3.50;
    • 2012 diary - £5.00;
    • Jogging bottoms for me as I need them for hospital thing £15;
    • General shopping for Mum - £10.05.
    Total £50.55 (£50 vouchers & 55p cash:))

    OH spends - £45.59 (will stand over him until money appears.)

    So actual (my own money) spends -
    • £3.99 chocs for cleaner;
    • £5.64 - selection box, card & gift bag
    • £1.40 parking;
    • 55p M&S;
    • £5 contribution to manager's gift;
    • £11.00 (nice lunch out with colleagues that wasn't expected)

    So total actual spends - £27.58

  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Budget update after my happy afternoon spending:D

    Update on budgets -

    Groceries - [STRIKE]£80[/STRIKE]/£-4.51
    Entertainment - [STRIKE]£60[/STRIKE]/£0
    Clothes [STRIKE]£50[/STRIKE]/£-5.34
    Christmas - [STRIKE]£300[/STRIKE]/-£0
    Emergency budget - [STRIKE]£150[/STRIKE]/£21.15

    I get paid tomorrow and the first thing I'm going to do is clear the Next card:)

  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    edited 21 December 2011 at 8:07AM
    Morning all

    Phew my salary has arrived :D. I've made a payment to Next so that debt is now cleared. However I have a slot in their VIP sale for Friday. I have my eye on 2 dresses, a pair of trainers and jeans. I also have my eye on jeans for my nephew who has a birthday in January. However by the time I get my slot there will be nothing left:D. I have a January budget of £60 for this.

    I've calculated my budgets for the month and grocery budget is slightly more than usual as we have 11 days of Dec still to go and I have money still in account for this month. I have also added an extra £10 to clothes budget in case I manage to order anything in Next sale.

    Groceries - £140
    Clothes - £60
    Presents - £20
    Entertainment - £60

    Total - £280

    Last day in work today:j:xmassign:

    I''m stopping at Mr T's for a Xmas card, and birthday bag for OH and a tin of chocs for my brother. Then it's a long day in work. This evening my nephews are surprising me with birthday cake. My birthday is tomorrow but I'll be at OHs for dinner. They are both excited as it's a surprise:rotfl:.

    Will let you know how my surprise goes this evening:D

  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Morning :D Enjoy your 'surprise' lol. how sweet of them though - enjoy the cake!

    I dont do a diary anymore - just gate crash everyone elses :D Mine seemed kind of boring compared to everyone else.

    I have also been paid and shifted my salary over to my esaver account till the end of the month will stop me wanting to spend before its actually time :p

    have a great day xx
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    edited 22 December 2011 at 12:13AM
    Hi LAM, please continue to gatecrash:D, every wee comment is appreciated and I'm sure your diary wasn't boring:)

    I was late home from work n nephews were practically bouncing on the spot. The 4 year old had drawn me a picture, which didn't need as much interpretation as usual:D. The older one had a cd, chocs n books for me - in his card he thanked me for everything I do for him. Oh tears.

    Hospital tmw then all b'day with OH. It's great getting 2 days of presents:p.

    I've spent this evening doing my nails, ironing, and sorting things out for the weekend. Time for bed:)

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