Muchin's diary of recover; becoming debt free and being happy

Munchin

Morning again,

I've been playing around with my budgets and I've decided to increase my car payment to OH to £500 per month which means I should be debt free by March 2018 . I've added £50 more to my holiday savings and £50 to my general everything pot which covers heating oil, car repairs, MOT etc. I thought if I moved money into debt and savings then there is less chance of me happily frittering it away. So now I have 25% of salary going towards debt & 30% going towards savings.

I'm going to try and stick to cash as much as possible for the month of June and I will take £250 from my bank to start June and see how many days I can make it last -

• £50 bootcamp;
• £60 trip away;
• £15 work commitments;
• £20 health;
• £50 diesel;
• £50 groceries.

in_need_of_direction

that's a massive percentage towards savings, well done you

Munchin

Evening all,

Thanks INOD - hopefully I will not dip into savings before end of month:o. Hope all is good with you .

Spendy day today but no frittering -

Tues 30th - £50 boot camp/ £13.70 groceries & £5 sponsorship.

I shouldn't need anymore groceries this week as cupboards are full & a colleague gave me a Hellofresh voucher for 3 meals.

Put in a DDA request for a move closer to home & will be given a referral to OHS & need to gather medical evidence. After this I will just have to accept my post & hope work comes my way soon...

Munchin

Morning

I'm hoping for an NSD today...been a while since I had one of them:o.

Shoulders & stomach sore from boot camp yesterday but have to sort out gym bag to do it all again tmw:).

I found out there is a 3 weeks wait for new therapist but I actually feel semi ok again & ive made a doctor's appt for next week. I'm starting to feel positive again.

Munchin

Hi all

I was away with family this weekend and am home now knackered .

I have managed 2 NSDs in June so far which is an improvement for me .

Not a lot of plans for the week ahead. I have a volunteer meeting tomorrow night and 2 bootcamps to attend. I need to sort out lunch for tomorrow but other than that I will just catch up on Sunday papers & drink tea

June Spends


Thurs 1st - £4.33 work
Fri 2nd - NSD
Sat 3rd - NSD
Sun 4th - £2.20 Paper & drink
Mon 5th - £
Tues 6th - £
Wed 7th - £