The "Pay ALL your debt off by Xmas 2012" challenge

CraftyTwinkle

Hi everyone, had a good couple of days. I've reduced my mobile phone tariff and sold some old video games that were kicking about. Therefore please can I update my total

£448.84/£10369

mf0u1098

loubie_lou wrote: »

I'm feeling very positive today. I keep trying to get the thought out of my head that i'm only going to be able to manage to pay off 10k but even if i do it's a mega step from a girl who only 4 years ago had her head so deep in the sand and had racked up 7 yes 7! defaults and one CCJ. Thank heavens i am half way through them and paying them off.

Hope Saturday is treating you well :D:D:D

Oh Loubie, you've come so far!!! :T:T:T xxx

mf0u1098

CraftyTwinkle wrote: »

Hi everyone, had a good couple of days. I've reduced my mobile phone tariff and sold some old video games that were kicking about. Therefore please can I update my total

£448.84/£10369

Great MSEing with the phone tariff and sales! Fabulous total CraftyTwinkle :T xxx

loubie_lou

mf0u1098 wrote: »

Oh Loubie, you've come so far!!! :T:T:T xxx

Just a little:D If i still had my stupid attitude with money now as I did back then. My debt would probably be double what it is now!

Like with so many others it so wasn't worse getting into debt. I reckon I probably spent half the debt money in the pub! :eek::eek::eek:

kerri_dfw

I'm off out now for house party/drinking session eep. Let's see how well my MSE'ing ways stand the test of alcohol

mf0u1098

Hi everyone!

When you are wanting to update your totals because you've paid off some of your debt then can you please put the total you have managed to pay off against the original amount of the challenge... like in the post below:

rubywhatashmoo wrote: »

Sooooo I just paid off what my spreadsheet told me I can definitely afford and will hope to top it up further through the month (doesn't seem too likely this close to xmas but we shall see!!)

£150/£1550

If rubywhatashmoo were to pay off a further £200 next week then her to total would read:

£350/£1550

This will make it easier to pick up everyone's totals as this thread is very fast moving and I don't want to miss anyone's totals!!!

If I do, or get something wrong, then please just give me a nudge xxx

mf0u1098

kerri_dfw wrote: »

I'm off out now for house party/drinking session eep. Let's see how well my MSE'ing ways stand the test of alcohol

oooh have a brill time, sooooo jealous xxx

HelenPie

I had a horrid dream last night that a creditor got in touch saying that I owed them £3k. It had been a £500 final payment due on a loan but i hadn't realised that it hadn't been paid and for years they had been sending payment demands to a different name/address, with interest accumulating along the way. They wouldn't waive this and my credit rating was wreaked...

At least it was only a dream. *sob*

I also have to confess to having a take-away last night - not very DFW appropriate. I am going to try for NSDs starting in December. Maybe the dream was out of guilt for spending £25 on the take-away? Rubbish.

Anyway, must stop wasting board space with my ramblings and start selling things on ebay (free listings weekend!)

Happy Saturday to you all

H x

TOOMUCHWORRY

Yes please,
Put me down for 20k. I am fed up with this debt. Its got to go!!!!

Kerfuffle

HelenPie wrote: »

I had a horrid dream last night that a creditor got in touch saying that I owed them £3k. It had been a £500 final payment due on a loan but i hadn't realised that it hadn't been paid and for years they had been sending payment demands to a different name/address, with interest accumulating along the way. They wouldn't waive this and my credit rating was wreaked...

At least it was only a dream. *sob*

I also have to confess to having a take-away last night - not very DFW appropriate. I am going to try for NSDs starting in December. Maybe the dream was out of guilt for spending £25 on the take-away? Rubbish.

Anyway, must stop wasting board space with my ramblings and start selling things on ebay (free listings weekend!)

Happy Saturday to you all

H x

Hi Helenpie,

I'm more than happy to read somebody's ramblings, you're still on topic as it's to do with NOT spending money which is one way of reducing debts

I don't know when the last time was that I enjoyed a Chinese takeaway, I always seem to get buyer's remorse afterwards, which isn't always such a bad thing :rotfl:Actually anticipating buyer's remorse stops me buying a lot of things!!