The "Pay ALL your debt off by Xmas 2012" challenge

mf0u1098

A very BIG welcome to all our new members:

SEASHELL
May2013
sam09
CraftyTwinkle
recurrent-ostrich
seriousDFW
Nickyanne123

Great to have you on the team, I've put your names and totals on to the 2nd post.

Keep us updated on any ideas you've had on how you are paying your debts (i.e. ebay/amazon, competitions wins, other challenges, frugal living etc) and your new totals as it encourages us all to keep going!!! Just let me know your new total in large coloured text like this £12657 then I can update the 2nd post.

xxx

ibnimmo

Dear mf0u1098



Please add me to your challenge with a total figure of £44,700 as at 19.11.2011 - hopefully this time next year there will only be a fraction of this debt.

Thanks,

Irene

recurrent-ostrich

Thanks for the welcome, I have (I think) put a signature on now with my total debt and so on. It's all a bit scary, but I really need to get on top of it now after years of just faffing around, making our debt worse and worse. We've consolidated twice in the last 10 years, and still have over £25K of debt (not including the two loans) so the time has come to change.

seriousDFW

Thanks for adding me! Well done to you and the other DFW who have already made some progress!

kerri_dfw

Esoog wrote: »

I got all confused then, I thought I was in the lloyds thread!

Have you found your bearings now?

loubie_lou

mf0u1098 wrote: »

Loubie this really made me laugh!:rotfl::rotfl::rotfl:

Sorry to hear about your phone, main thing is that you're not giving in! Well done girl xxx

Money saving and all that :rotfl:

hazelc56

kerri_dfw wrote: »

Sorry I didn't mean that to sound so negative, I meant it more in a "come and join in you never know what you might achieve" kind of way

No no Kerri you havent been negative in the least,very positive in fact.I'm Mrs Neggy here not you.:D
I might wait until after Christmas ...when i have accumulated a bit more debt and then join you all.:rudolf:

JayneTay

Hi Can you put me down for an even £5,000 pleaes before Xmas 2012!!

Thanks!

Jayne x

Katiec950

Hi All :wave:

Can I join too please? I have a total debt of £10,096.72 :eek: and I'd like to clear this by Christmas 2012 (sooner if possible!). In a few weeks I will have a lump sum due to me which I intend to pay directly to debts so it will come down hopefully!

So... can you start me off at £10,096.72 please?

Good luck all :T

Katie x

salkunh

Welcome the new people...love how popular this is getting it means more encouragement and ideas :T

So far today I've frozen my gym membership so that's an extra £6 a month until I can cancel it completely and traded in my old mobile. Quite impressed I've managed to get £30.50 for it from Asda. Up until I used the MSE comparison, I didn't even know Asda did mobile recycling. :money:

I've also found a load of unopened bedding which I'm going to try and take back to Asda. None of it will fit our current bed, so I'm hoping I can play the "we've been bought this as a house warming, I don't have a receipt, can I have store credit" line and then use the money on some bits for Christmas!

Next on my list is having a sort out of any bits that could go on ebay, and trying to find a way to boost my income by a couple of pounds every day....is there anything that anyone does daily to earn some extra money? I've done surveys before but always end up with loads of spam and dodgy phone calls from them...unless I'm just doing them wrong! :rotfl: