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The "Pay ALL your debt off by Xmas 2012" challenge

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  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I appreciate the kind words folks - In that case I will join the cause!

    Please put me down to join the challenge, as you can see from my sig I have £15,626.32 to clear.

    If I manage to do it, that means I've completed it in about 1/3 of the time I gave myself to do it - certainly a challenge.

    Following a few diaries already of people on here - loving yours kerri_dfw!
    Aw fanks :j it's giving me focus.

    We're in this together. I want to know everyones hints and tips =)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    I appreciate the kind words folks - In that case I will join the cause!

    Please put me down to join the challenge, as you can see from my sig I have £15,626.32 to clear.

    If I manage to do it, that means I've completed it in about 1/3 of the time I gave myself to do it - certainly a challenge.

    Following a few diaries already of people on here - loving yours kerri_dfw!

    No problem IWN (hope you don't mind me calling you this!) and will put your name and total on the 2nd post.

    Then I must go to bed zzzzzzzzz
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    :snow_laug Only 399 days until we are DEBT FREE!!!! :snow_laug
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • It slightly concerns me that I haven't done anything MSE over the last few days!

    I'm still up because I've scared myself! :( Got to get up in 5 hours!
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    It slightly concerns me that I haven't done anything MSE over the last few days!

    I'm still up because I've scared myself! :( Got to get up in 5 hours!
    If you've cooked one meal instead of having take-away then you've done something MSE. Don't be disheartened, we all slip =) Just aim to do one small thing tomorrow instead xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    I will be updating once maybe twice a month in big bold numbers! so you won't miss mine!

    I've cancelled a meal out next friday so that should save me £30!:T
    In debt no more!
  • kerri_dfw wrote: »
    Welcome katiec & Jane

    Charleyroo, have you considered taking a flash of your fave coffee to work instead? My OH drinks fresh ground coffee everyday, it's about £2.50 for a bag that lasts him about a week. He takes this to uni with him and saves about £10 a week.

    QUOTE]

    Hi Kerri, yes I would like to, but the trouble is the man in the coffee shop has it made for me for when I get there so I will have to go and see him one day and tell him I'm not having it any more which won't be very nice :(
    Spreadsheet-obsessed.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    charleyroo wrote: »

    Hi Kerri, yes I would like to, but the trouble is the man in the coffee shop has it made for me for when I get there so I will have to go and see him one day and tell him I'm not having it any more which won't be very nice :(
    Aww, could you tell him it's going to be your Friday treat instead? :)

    DFW thing I've done today, forgotten my purse :j But it's ok, I have yoghurt and museli (already bought yoghurt last week, museli was £5.50ish for 6kg from Suma bulk bought at beginning of month) for breakfast, and brought in half a large roll and a tin of soup which I bought on Saturday. For the first time I don't feel panicked about not having my purse :T
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Hi Kerri_dfw,

    What's Suma?

    I bit the bullet today and paid some more money off my BC - £164.32 :) I want to pay £400, but can't commit to that in one go. Bite sizes chunks over the month seems less painful!

    Annoyingly I forgot my lunch today - the first time in months! But, nothing I can do about it - just got to make sure that's the last time! :p
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • Good Morning everyone, I am loving reading this thread getting some great ideas for my debtbusting.
    mf0u1098 I need to update my total please I missed out one of my debts so it needs to go up :( so that I can do this challenge properly so my total debt to clear before Xmas 2012 is £6157.85 :eek: Had my 1st ever weekend of NSD all because I have joined this challenge :) Onwards and upwards (or downwards for the debt) lol
    Pay off ALL Debt before Xmas 2012 #36
    £2817.73/£6157.85 :o£3340.12 to GO
    Weightloss 9/30 21lbs to GO
    2012 Frugal Living Challenge
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