The "Pay ALL your debt off by Xmas 2012" challenge

SEASHELL

Just finished reading this thread and I would love to join in . I have debts of £13200 and would love to be debt free. i've been in debt for sooooo long now I really feel I should be making a bigger effort to sort them out. My debts are from 3 cc, 2 overdrafts and a personal loan

suzitiger

SEASHELL wrote: »

Just finished reading this thread and I would love to join in . I have debts of £13200 and would love to be debt free. i've been in debt for sooooo long now I really feel I should be making a bigger effort to sort them out. My debts are from 3 cc, 2 overdrafts and a personal loan

Yeah join in seashell Im glad I gave myself a bad credit rating at uni when I had lots of poop things going on cuz I know that i would have spent even more if i hadn't. It is so easily done, i am pretty bad with money but I am getting better slowly, mainly with the help of this forum and the lovely people on it. :T
This thread will be great to help support you, you can doooooooo it. If i can, anyone can

SEASHELL

Thanks suzi x
My debts only came about in the last couple of years . My dd has been ill so I've pretty much lived off credit for the last 2 years.I've had my head pretty much buried in the sand when it came to how much I owed. My dd is now thankfully through the worse of things so now its time for me to sort myself out.Which hopefully with the help of this forum I will be able to do.

May2013

Hi All - any chance that i could join?
I've been doing the whole debt busting thing for more years than I care to remember, thankfully the end is finally in sight but I've not crossed the finishing line yet and could really do with some extra motivation to get me through the next year. My debt currently stands at £14,128 and come hell or high water it is going to be gone before the end of 2012!!

GreenSaints

Sure, jump onboard

We're all in this together. It'll be a hard 2012 - but think of 2013 in financial freedom!

loubie_lou

May2013 wrote: »

Hi All - any chance that i could join?
I've been doing the whole debt busting thing for more years than I care to remember, thankfully the end is finally in sight but I've not crossed the finishing line yet and could really do with some extra motivation to get me through the next year. My debt currently stands at £14,128 and come hell or high water it is going to be gone before the end of 2012!!

Well done on all your success so far May2013! You have cleared a staggering amount!

Good luck to all the other new posters too!

*Scuttles off to find another phone!**

GreenSaints

loubie_lou wrote: »

Well done on all your success so far May2013! You have cleared a staggering amount!

Good luck to all the other new posters too!

*Scuttles off to find another phone!**

Sorry to hear about your phone.

I saw an advert yesterday - by an Orange PAYG phone (from £30 plus £10 top up), and get some free headphones worth £60! They are quite funky headphones

Don't forget cashback where possible

loubie_lou

GreenSaints wrote: »

Sorry to hear about your phone.

I saw an advert yesterday - by an Orange PAYG phone (from £30 plus £10 top up), and get some free headphones worth £60! They are quite funky headphones

Don't forget cashback where possible

Greensaints, do you know what stopped me from sleeping last night? Actually thinking about cashback sites! :eek:

I need a life!!:rotfl:

sam09_2

Hi! Please could i join? I am determined to get rid of my debt on cards and also my overdraft!

Barclaycard- 2321
Overdraft- 1500
Tesco credit card- 1630
Halifax loan- 5836 (Ends on Aug 2014)
Virgin Loan- 1437 (Ends on April 2013)

Have made a claim against PPI charges on my virgin loan so should be able to pay this off when the claim has gone through, fingers crossed!

Total -12,724

Feels so good to have everything written down, i feel as if i have more control over my debt already- Thank you for starting this thread:)

his_missus

Hello all! Some of you seem to be doing really well at debt busting already, well done!:T My start to this challenge is going to be slow. Work have been getting my tax wrong over the last two months so they caught me up this month. It means I have only £254 to spend after all DDs have gone out (luckily one of those is my loan) so I will have to pay the minimum on my catalogue and CC I think.