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The "Pay ALL your debt off by Xmas 2012" challenge

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Comments

  • mf0u1098 wrote: »
    Ok, desptite mt best intentions, I am drunk, completely like a skunk. Oh dear, had some toast when I got home but got too intersted in dancing and kept drinking. Giggling now...oops...!

    Hope you're feeling ok this morning mf0u1098????

    So a little update from me,

    No more debt paid off for me....but.....yesterday I went shopping for food and grabbed two peppers for 14p (normally two for £1) but they were in the oooppss section but look perfectly fine;)

    Today I have started to make a couple of xmas presents, just need to dust off the sewing machine in a bit!!!
  • Hi all,
    Thankyou for all your support re my wisdom tooth infection! The only thing that took the pain away (funnily enough) was chewing a spring onion for about 2 hours!! Apparently raw onion draws infection out!!! Did nowt for my breath though!!!
    Anyway can't stay and chat 'cos believe it or not I now have croup!!! 23 year old and still getting childrens illnesses lol!
    Please cane u put me down for another £200 so that's £776/£8276.
    Keep at it, see you all soon (hopefully) x
    Virgin - £0 :j, HSBC overdraft £630 - ??% AER, Barclays - £4,527 - 0% APR, DFS - £1500 - 0% APR
    TOTAL - £6657
  • Food shop today, took a list and completely stuck to it, total spend (including £18 for a stuffed turkey crown-reduced from £36 ) £55! :jThat's for a week, for five of us. I'm dead chuffed as before I came on here I was spending well over £100 a week on groceries.
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • Malmol09
    Malmol09 Posts: 51 Forumite
    Food shop today, took a list and completely stuck to it, total spend (including £18 for a stuffed turkey crown-reduced from £36 ) £55! :jThat's for a week, for five of us. I'm dead chuffed as before I came on here I was spending well over £100 a week on groceries.

    Wow, well done recurrent-ostrich!!! :T
  • timbstoke
    timbstoke Posts: 987 Forumite
    Part of the Furniture 500 Posts
    Count me in :-) I only have around £2000 total debts, currently standing at (owing / credit limit)

    Card1: £1150 / £1300
    Card2: £150 / £800
    Overdraft: £250 / £500
    Catalogue: £100 / £600

    Until yesterday, I also had another catalogue with £50 owing, £150 gas arrears, and about £350 more debt spread across the above accounts. Having a chunk of my money going away to cards and bills has been part of my life for too long, and it's got to go. Target is a debt reduction of at least £200/month, including December, and no eating back into an account once it's been paid off.
  • lika_86
    lika_86 Posts: 1,786 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A little late as I know this thread has been going for a while, but can I join in too please?

    I don't think I'll be able to pay off all my debt but I want to get rid of my interest bearing debt. So, that's
    £3890 - Barclaycard
    £1000 - Halifax overdraft (£300 is interest free)
    £500 - RBS overdraft - currently all 0% but the 0% bit will reduce to £1,500 at the end of next year
    Total - £5,390

    That would really be a big achievement and the rest could then be paid off in a few months. Hoping to be entirely debt free by April 2013.
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    mf0u1098 wrote: »
    Ok, desptite mt best intentions, I am drunk, completely like a skunk. Oh dear, had some toast when I got home but got too intersted in dancing and kept drinking. Giggling now...oops...!

    Oh dear...I vaguely remember trying to type even though I couldn't see the screen cos the world was spinning that fast! My back is aching today as I was dancing all night and doing some pretty impressive moves ;)

    Well, I asked my mum to take me to Maccy D's for a hangover cure meal but it was absolutely vile and reminded me why I never go there!!! I actually threw the burger away, totally disgusting and a complete waste of my money. Oh well, yesterday was pretty MSE as all the meal and drinks were paid for by the company and all I had to pay for was my taxi home! I can't believe I feel as well as I do considering I must have drank over 20 bottles of beer...

    I'm off to Liverpool next Saturday for another xmas party with my friends so it should be good and we only need to chip in £5 each for the food that they're cooking and bring our own beer. On Friday it's my parents company's works xmas do which I've invited myself on so it's not going to cost me anything again... I've been wearing clothes that I've already got instead of getting something new so I think December is not going to be too bad spendywise xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    :snow_laug Only 386 days until we are DEBT FREE!!!! :snow_laug
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :T:T WELL DONE!!! :T:T
    You are all doing amazingly well on your debt busting, every penny off your debt is a fantastic achievement xxx
    Also,
    :j:j:j WELCOME :j:j:j
    To our new team members! It's never too late to join and kick this debt booty!
    xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Hi all,

    Hope you are all ok.

    Sorry I can't keep up with all the comments - but I pop in from time to time :)

    No more debt repayment at the moment - waiting till pay day (another 11 days away!)

    Keep it up everyone :D
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
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