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We are about to pull the purse strings soooo tight!

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  • Definately mad - we have snow :snow_laug
    I know, I can't help it.:D Although it was cold the sun was out in the afternoon and it dried about 50%.:)

    I've updated spending diary and we've spent £140 petrol so far this month.:eek: I'm hoping whats in the tank now will last until Thursday.....payday. :j Food is upto £352.:eek:

    I've sorted bus money etc and I've got £5.24 left in my purse. I think I'll take OHs works lottery for this week out of that.

    Right off to do some housework.:( xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Alice not sure what it is about February but ditto! our grocery bill is huge this month..ditto diesel. Am also hoping I can manage until end of month..but a lot of travelling again this week and so think I will need to fill the tank again..around £70:eek: It's a pretty fuel efficient car thank god but even so

    Have a good day...we are surrounded by washing up on racks inside..but slow to dry.

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Not looking good Brizzle my petrol light came on the way to work this morning. :(

    Didn't make it on here last night, me and OH were having a 'bit of a chat'. DS has been offered a fantastic opportunity to study and further his sporting career abroad, all sounds great but the stumbling block is the fees (and it is a major stumbling block!!). £9,500 per year for the first 2 years (course is 4 years) and an initial set up fee of £2,500.:eek:

    DS is playing it really cool as he knows about our financial situation but I know he really would like to go, and it breaks my heart that we are not in a situation to help him. He has some savings but no where near enough. There is a chance he will get help with the yearly fees but that's not guaranteed and it depends on how he does in some tests. Still mulling it over in my head. :(

    On the plus side managed to get upto 5 NSDs. All seems a bit trivial to me at the moment. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Will have to get petrol tomorrow, the car is now screaming at me and I certainly don't want it to run out.

    We've also nearly run out of milk, infact I may have to water down the little bit that is left for breakfast in the morning. :(

    Got one load of washing drying on the airers.......roll on the summer.

    DS had another letter from [EMAIL="C@pital"]C@pital[/EMAIL] 1 offering him a CC at 34.9%apr respesentative variable, that is going right back - return to sender and remove from mailing list.

    Payday is just 2 days away, must remember to tax the car too. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • I went to sburys and got some bits, just about stuck to the list, spent £14.76. I checked the account and decided to get £30 petrol as we had a double nectar points coupon which ran out today (every little bit helps :)), so that will of really pushed us over the petrol budget.

    This means we are down to about £7 ish in the account, but we both get paid tomorrow. :j

    Heating has been off tonight, still a bit chilly but bearable.

    Must tax car tomorrow. Also got 2 loads of washing ready to peg out....:j

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Not long now until that last payment goes out for the car! Bet the next 10 days go sooooooo slowly :rotfl::rotfl::rotfl:
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • Not long now until that last payment goes out for the car! Bet the next 10 days go sooooooo slowly :rotfl::rotfl::rotfl:

    I know, can't wait.......mind you the last 3 payments seem to have taken ages to pay off.:D

    I've been awol for a couple of days, just been very busy. We had to travel 200mile round trip yesterday for DSs football so not off to a good start with the petrol this month.

    This morning I've updated spending diary/budget, submitted meter reading and pegged 2 loads of washing out.

    Gas and electric currently £176 in credit. 20p pot upto £26 and £2 pot upto £38.:)

    On the downside have been food shopping and already spent £80 :eek: but I am going to really try and keep a tight rein on the food spends this month. Also hoping for more NSDs, only managed 6 in February...tut tut.

    Have had a week off fleabay too (I needed a rest :() but I'm going to put some more things on this afternoon.

    Hope everybody has a good Sunday.xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • The more I think about not food shopping the more times I think of things I need (or should that be want :o) .

    I put 17 things on Fleabay last week and only 3 sold so I've relisted the rest rather than get more out - the lazy way to list :D
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • The more I think about not food shopping the more times I think of things I need (or should that be want :o) .

    I put 17 things on Fleabay last week and only 3 sold so I've relisted the rest rather than get more out - the lazy way to list :D


    I'm like that re the food shopping. I have a such a problem dealing with cupboards/fridge that are not brimming with food. I do a meal plan so there should only ever be the food that we are actually ever going to use/need and nothing extra. Going to try really hard this month and keep the spending down.:)

    I've cheated on flebay too and just relisted. ;)

    Today was NSD1, I've got bus money, milk money, football money all ready and just a few pence left in my purse. I need to get some birthday cards for March birthdays (and there seems to be loads this month) tomorrow so I will take out £10 from cashpoint and use the change for lottery. I've already got all the presents apart from one and thats a £10 note in the card job.

    We've got about 95miles of petrol left in the car so I'm hoping that will last until Thursday.

    Can't believe it's Sunday evening already.:eek: xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning Alice,

    Hope the petrol does last until Thursday, fingers crossed!!

    Im the same, I feel much happier if theres lots of food in the house!!

    xx
    Mummytogirls x

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