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We are about to pull the purse strings soooo tight!
Comments
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mummytogirls wrote: »Woohoo to being down to 1 car payment Alice thats fab :T xxCongrats on the upcoming FINAL car payment !! Im down to 5 to go on mine and it feels GOOOOOD :T:T
I know but I must say the last few payments seem to have taken ages to come round. Can't wait to start paying that money to towards our DMP and see how much our DFD comes forward.xx
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Ran out of cat food today so had to call into coop on the way home, posted fleabay parcels at PO, then went to DS3s parents evening (all good
, he might push the boundrys at home but at least he's well behaved at school
), then got home and was going to make pancakes but OH offered to do them, bless him.
I feel really rough tonight, sore thoat, headache and I'm freezing.I haven't slept very well the last few nights so hopefully that's all it is, really don't want to come down with anything.
Spent £14.96 in coop on cat food, cereal, milk, apples, bits for lunch boxes and bread.
Got a reminder that the car tax is due at the end of the month. Think we'll get 6 months as I would like to be able to pay my car insurance in full in May so had better get some money into the 'car pot'!! If we pay in full it would save £50 direct debit every month.
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Alice, I've been lurking and following your journey, you are doing amazingly well!
I would recommend double checking the amount of the last payment as when I finished paying my last car it had an extra amount on it - supposedly to cover the paperwork of the car no longer being on HP but I never even got a letter from them - greedy so and so's. I think it was about £50 or £75 pounds but thats a lot to find when you aren't expecting it :eek:.One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
youareallhelpingme wrote: »Hi Alice, I've been lurking and following your journey, you are doing amazingly well!
I would recommend double checking the amount of the last payment as when I finished paying my last car it had an extra amount on it - supposedly to cover the paperwork of the car no longer being on HP but I never even got a letter from them - greedy so and so's. I think it was about £50 or £75 pounds but thats a lot to find when you aren't expecting it :eek:.DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Alice
Just checking in..you're doing fab. Well doe. Hope you start sleeping better soon and good news re DS's PM and the car payments....another hill climbed!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well I've called the car finance company and they have confirmed the last payment will be on 11th March and nothing extra to pay just usual payment of £213.88.:j xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
that's great news Alice0
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Managed to put one post on my diary last night before the laptop died
.
We had DS2s parents evening last night and DS3 had swimming (got a badge£2.50 spent), another good school report so very pleased.
Still only had 2NSDs. OH put £10 petrol in DS1s car as he's been using it. I will put £30 petrol in my car tomorrow. Need to pay childminder tonight as well.
We're going out on Saturday night for family birthday meal, think we'll need £50ish. I'll take £20 from food budget and the rest is the entertainment budget.
Fleabay sales upto £18 this week. I'm getting a bit obsessed with it to be honest.:o
Need to do meal plan, shopping list and its half term next week so the kids will be 'starving'! Cooking sunday lunch for both sets of grandparents this weekend too.
Better get back to work.;)
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
I too am obsessed with eBay...not too sure what else I can list though. Must have another go through the loft. £21 tonight is welcome..assuming the buyer pays OK...
Think clothes are less successful..any other suggestions for what might go well?MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »I too am obsessed with eBay...not too sure what else I can list though. Must have another go through the loft. £21 tonight is welcome..assuming the buyer pays OK...
Think clothes are less successful..any other suggestions for what might go well?
Well done on your sales brizzle.
So far I've listed mainly branded clothes some with the tags still on (quite embarassing really!), but also sold brass light switches, bath tap and computer games. I've got some unopended perfume and bath sets to sell too. We've got loads of branded toys (B0B and Th0mas stuff) which I should of put on before Christmas.
I'm sort of thinking that if its a free listing weekend then I should put anything on.xx
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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