We are about to pull the purse strings soooo tight!

brizzledfw

Good to see you chipper Alice

Have a great weekend

Alice_in_Poorland

PinotGrigio41 wrote: »

Totally agree with you Alice re the one card per family. We used to buy for my sister for example from us, then a card each from the girls to her and etc etc through the whole family. I remember one year spending £63 just on what I call Special People Cards. Never again. I know it sounds a bit humbuggy but I would rather not receive them myself, I hate the mess and I end up piling them up on the stairs then frantically displaying them around the house if the person who sent it is visiting. I have also suggested keeping the previous years cards and putting them back up againt he following year , but noone wants to play that game with me !!

I'd play that game with you. I have yet to find a decent card holder and they drive me crazy when they are all around the house, somebody shuts the door to quick causes a draft and you get the domino effect, ggrrrr :rotfl: xx

Alice_in_Poorland

The_Golden_Goose wrote: »

I've got enough "spares" from previous years to hopefully get away with not having to buy any this year. *tight yet frugal and MSE proud*

I also plan to not go overboard on gifts either.

That's great having some left over, I'm hoping we have some spare cash so we can get some in the sale for next year. We're not going overboard either and I've tried to make the gifts fun but practical too. xx

Alice_in_Poorland

mummytogirls wrote: »

Hi Alice,

Happy payday for last week! You are doing so well, keep it up.
I love seeing the bank account with money in before the DD's go out too!!

Have a lovely weekend xx

brizzledfw wrote: »

Good to see you chipper Alice

Have a great weekend

Folks I had a meltdown yesterday I can tell you. OH called me at work in the afternoon to say we had had a letter from the bank charging us £15 as we had gone overdrawn on the 27th. I couldn't understand it, I have been meticulous with the spending diary/budget. I felt sick for the rest of the afternoon, anyway when I got home there was a letter addressed just to me saying to ignore the letter about the charge it was a mistake!!!! phew :rotfl::D

Just warming up from standing outside this morning watching DS play football, off to a birthday party this afternoon. Think we can stretch to a chippy tea tonight.

House is a mess, car is filthy, wash basket overflowing (haven't done any washing for a few days as I can't get it dry easily but must do uniforms and football kit!!) but I will deal with it tomorrow morning

Hope everybody is having a good weekend. xx

brizzledfw

Hi all good here thanks..

Just looking at your sig..will be good when that car payment ends..and you're almost there

Alice_in_Poorland

brizzledfw wrote: »

Hi all good here thanks..

Just looking at your sig..will be good when that car payment ends..and you're almost there

I know and I can't wait........although don't want to wish the months away once the car payment money is put towards our DMP it should bring our DFD forward to 5 years ish.:)
xx

Alice_in_Poorland

Only managed 12 NSDs in November.

Spends for November, Petrol £155, groceries/cleaning stuff/wash powder/toiletries £456 :eek:, when I start my new diary in January I should be able to break this figure down into sections.....and bring the total spent down.

I've sorted bus money etc and I've got £1.95 left in my purse. 20p pot is up to £1.60 and £2 pot is upto £2 (its a start ).

We haven't got to pay the water rates for the next 4 months and I was hoping to save the money, but I think this month I will have to use it to buy Christmas presents. But will definately put the next 3 months into the emergency pot.

Hope everybody has a good week.xx

brizzledfw

Don't be so hard on yourself...that's about 9 more than me!!

Have a good week Alice. Onwards and upwards!

Alice_in_Poorland

brizzledfw wrote: »

Don't be so hard on yourself...that's about 9 more than me!!

Have a good week Alice. Onwards and upwards!

Aww thanks brizzle, I can get so competative with myself with the NSDs :rotfl:

And hope you have a good week too. xx

Alice_in_Poorland

Tonight we've had a quick and easy tea (pie and chips from the freezer)and I've finished off the ironing now that all the washing had dried.
So to celebrate I opened a big bag of chocolate that was supposed to be a treat over Christmas, although I shared them with everybody I must have eaten at least half to myself :eek: I've just had a glass of milk (skimmed :rotfl:) to try and get rid of that sicky feeling.......that'll teach me!!

Today was NSD 2.

xx