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We are about to pull the purse strings soooo tight!
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Alice you are doing amazingly well with these NSD. I think I ahve had a few but I keep forgetting to keep a tallof them.
Your mention of your hair and Krystal Tips made me giggle, alot of people I speak to dont seem to remmber that programme ! Are we showing our age do you think ?
I will keep my fingers and toes crossed for you re the PPI, I had good news today, so I am hoping to hear the same for you in t e next few weeks !
Hope you enjoy your day out on Saturday xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I seem to be following you round the diaries PG!
Hi Alice..long time no speak as it were! Sorry I haven't been about but good to see all those NSDs! Amazing self restraint. Well done you. Keep up the good work!
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Pinot - Krystal Tipps was only about 15 years ago....wasn't it
Brizzle - Thank you, good to see you back.
Fallen on the wagon a bit with the NSDs. I had to get petrol today, plus I took out the cash for the tyres and have got £20 cash to take to charity 'do' tomorrow. Next NSD should be Sunday.xx
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Enjoy your day with your mum and Sister Alice xxMummytogirls x0
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Thanks mummy, I've had a really lovely and humbling afternoon. I met some lovely ladies and hopefully raised lots of money for the breast cancer charity.
Very tired tonight, had to get up early to get new tyres (all paid for in cash). Called into supermarket to get rolls for tea (burgers that DS2 had made at school-delicious), also got cat food and deo as both on offer and would need both by end of week.
Hopefully we will see some sunshine tomorrow. xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
The sun isn't out but it is dry, so have put the washing that was on the airers out to finish off drying, one load in machine as I type and another one to go in after. Then will try and iron it all later, that will be this weekends training for the washing and ironing Olympics complete.:)
OH still in bed, he did stay up until 3.00am to collect DS1 from work.
DS3 has a temperature, he's sitting watch TV feeling very sorry for himself, hope its just a 24hr thing and he'll be OK to go to school tomorrow.
Not sure what is on the cards today, we need to cut the grass for sure but will see what else OH wants to do.......I did jokingly say to him yesterday everyday is Fathers Day in our house at the moment with the amount of football that is been watched. LOL.
Hope you all have a great Sunday.xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Well another NSD today, number 10.:)
Haven't been anywhere today, DS3 just lay on the sofa all day, he does seem better tonight, hope he's well enough for school tomorrow.
I've managed to get all the washing dried and ironed today. Didn't get to cut the grass, weather permitting OH will do it tomorrow when he comes home from work.
Had a lovely chicken dinner and will use the chicken and veg that is left to do stir fry tomorrow night.
Got on the scales and have stayed the same, not surprised really, started off well then it all went a bit pear shaped (like my good self!!).xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
What a morning!!
1. OH left the cats in when he went to work and they made a right mess, cat litter everywhere, had to tidy and mop the floor.
2. Cleaned up, bleached and hosed down the patio up after the dog. (I know she can't help it).
3. DS2 couldn't find 1 PE sock and PE top so he had a strop.
4. DS3 who is obviously better because he got up and moaned and whinged the whole morning, even when I put the spoon down in the table for his breakfast it was in the wrong place. How long does the 'terrible 2's' last, he's 5 now!!
5. DS2 couldn't find his house keys so gave him mine which meant DS1 had to wait for me and DS3 to leave so he could lock up, DS3 wouldn't get dressed, DS1 got impatient as it meant he was going to be late to college.
6. Get to work and Mrs Spendalot is back after a weeks holiday going on about all the money they have spent, wearing new shoes and has had a new bag.......I'm not bitter.......much!!!
7. OH left for work at 5.30am and missed it all, lucky thing he is.
I know in the big scheme of things these are just minor goings on but I'd love thing to run smoothly in the morning and sometimes not matter how much I try and get organised something/body throws a spanner in the works.
Oh well I've had my moan for the day, back to work.xx
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
I was so busy yesterday I didn't get chance to come on here last night.
I had another NSD yesterday, number 11. I will hopefully have another one today but will have to get milk, fruit and cereal tomorrow.
Also according to our scales I've lost 2lb, which although not loads its a start. I was really good yesterday and today so far, must keep it up.
Had a letter re PPI on my storecard, whilst they have confirmed I was paying it, it was noted on my statement everymonth so therefore I was aware of it and could of opted out at any time apparently. So they say the case is closed.:( xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
bad news re the ppi
i haven't sent my claims off yet
i have a funny feeling they will be the same...or there was none. I was quite wise to them anyway back when i used to get loans so i only have one that is even worth claiming for and it was only for 6 months as i paid off loan early or cancelled it (can't remember which now) so i haven't bothered...it's on the 'to do list......'! xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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