We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
We are about to pull the purse strings soooo tight!
Options
Comments
-
Sounds like you have got your OH on board with you now. Hopefully this will make life a bit easier for you0
-
brizzle- Awww thank you. I feel quite proud of him for doing the calculator thing, much different to last weekend.:o
mummy- It is a relief, at the moment he is on board. Not off this week but got a couple of days next week.....can't wait.:)
Baileys Babe - OH took quite a big desk calculator to @ldis:eek:, he could of used the calculator on his phone bless him :rotfl:
gillst - yeah at the moment he's right on board, hope he keeps it up.;)
Have worked out that I am on 6NSDs including today. DS2 has gone on his trip......that should mean the food in the house will last a little longer.:D
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
What a lovely day. We've worked very hard in the garden this morning, OH even helped with the weeding and snipping (he usually cuts the grass and that's it). Then this afternoon I've done all the ironing, even what I pegged out today as it was dry.:)
Now the washing is in you can really see the difference in the garden, it looks great. Plus today was a NSD, number 7.:)
I really did notice how unfit I am when I was doing the garden. Really need to start sorting myself out.:o:(
Yesterday I paid for childcare (inc extra). Still need to get DS3 new school shoes, think DS2 will be ok for a bit....as long as he stays out of puddles.:D:o
Don't have anything planned for the weekend, will do an Easter egg hunt at home for DS3.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
It's really strange with only 3 of us here.:(:)
Went to sburys this afternoon, DS3 desperately needed some smart trousers for a 'do' we are going to in a few weeks, 25% off.:). Looked at the school shoes in there but I think it would be false economy. Will have a look at cl@rks next week.
Spent £24in sburys inc the trousers. I tried to get to the reduced items but it was absolute chaos, as they are shut tomorrow there was loads of reduced stuff but you just couldn't get to it. Folk were practically snatching it out of the assistants hands.
OH still on board, he's talking about sorting the shed out and selling some of the bikes/kids stuff out of there that is no longer required. Or if the weather is bad we'll sort DS3s bedroom out........I only mentioned it in passing!:o:)
Weather permitting will take DS3 to the park too......it's free.;)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
We had a lazy morning this morning.;)
This afternoon we have sorted DS2s wardrobe and DS3s bedroom. We've got load of stuff for ebay/carboot.........I really must make the effort to put the stuff on ebay.........even though I find it really stressful, just need to get on with it!?!:o
Have done meter readings too. We are now £109 in debit:eek:, e0n haven't changed our monthly payment so hopefully we will soon be back in credit.
Today was NSD 8:)
Trying hard to keep away from the chocolate :rotfl:
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi alice, I finally had my first NSD for ages, think this was mainly cos all of the shops by me where closed today, pity they aren't closed the rest of the month. Happy easter.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
-
Hi alice, I finally had my first NSD for ages, think this was mainly cos all of the shops by me where closed today, pity they aren't closed the rest of the month. Happy easter.x
I know the feeling amber, but hey 1 is a start, hope you have a few more before the month is out.;)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Yesterday was a bit of a spend day. We got some fence paint and 'bug stuff' for the plants in the garden, hopefully we can get to the bugs before the bugs get to the plants!!
We were having chicken, jackets and salad for tea, the toms and cucumber that OH had got from @ldi last week had gone mouldy and soft. There isn't any use by date on them but surely they should of lasted a bit longer. There is a solution......that's grow our own.:)
Also called into £land and got some cleaning stuff/toiletries.
Had to pay for childcare this morning as DS3 is at a different place today and tomorrow, forgot you had to pay in advance. :eek:
Called tax credit people this morning, it took 12 minutes to speak to human....I was nearly late for work!!...I only spoke to her for about 2 minutes, advised OH wages had been reduced and she advised we'd hear from them in 2-3 weeks.
Got dragged kicking and screaming to the pub at lunchtime......well not exactly kicking and screaming but you know. Only had a glass of water with ice and lemon (very refreshing cost £1.....I know I know) and made a contribution to the chips and bread.....naughty but very nice.
I did actually peg out this morning, I thought it was only a shower, but it didn't stop until lunchtime.:( Fingers crossed it will of dried a bit this afternoon.
Oh well 45 minutes to go 'til home time.:)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Whoop whoop finished work until Monday.:D. On the downside I did pay all the 'collections' I'd been put down for £17.:eek:
Had a quick and easy tea - veg stir fry, it was lovely.
After thinking about our debt today (quiet day at work) after tea I went through our paperwork and updated the outstanding debt figures. I've changed them on our DMP, it has increased the outstanding figure by a few hundred pounds to £25,550 and changed our DFD to Oct 2018 increase by 1 month.
Just got to keep plodding!
Tomorrow I'm going to speak to the AA about our membership renewal (just can't afford it) and check the budget/spending for May....last payment to HMRC due May.:).
Need to get petrol too.
Also need to get school shoes before Monday...sigh.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Enjoy your few days off Alice, hopefully the weather will be okish for you!
Re the AA I looked into ours the other day as ours in due out at the end of the month. It might be cheaper for you to do yours with your insurance cover?
Keeping plodding on, youre doing so well xxMummytogirls x0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards