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We are about to pull the purse strings soooo tight!
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Happy New year Alice, I hope 2014 is a good year for you
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Happy New Year, Alice. I've just had a read back - you've done so well in 2013. Hope you feel better soon and I agree completely about the joys of normality!LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Happy New Year everyone.
Thank you Baileys Babe, granny and HappyNow. I am going to try really hard to remain positive and focused during 2014......and get rid of this bug that seems to have got a hold of me.:(
I have just put the heating on ready for our visitors later, meat is in the oven, veg all prepared and table laid. Christmas left our house this morning, tree down, cards ready to be made into present tags (even if a family member did make a sarky remark!), living room cleaned everywhere looking fresh. Mind you I feel worn out now!
DS3 has got a right one on him today, the weather is rubbish so he can't even go outside and let off steam........normality is just around the corner, roll on Monday back to school.:)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Happy new year Alice, hope you're feeling better soon.
Nice to hear you haven't been put off the tags by stupid family member!! XxMummytogirls x0 -
Thanks mummy, nah not been put off, I never do things quite right in the eyes of that particular family member......but they make me even more determined to become debt free. They don't know about our situation but I'll show them (well not exactly as they don't know but you know what I mean).:p
Had a lovely afternoon, everybody gone now, everything cleared away, heating turned off, dishwasher on and lunches for tomorrow all sorted.
Today was a NSD, going to start keeping a log now we've got Christmas out of the way.
Back to work tomorrow, just 2 days to do then the weekend.:)
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Dear Alice,
Out of all the diaries I subscribed to last year you're the only one still posting and although I've not commented at all this year I just thought I'd let you know I'm still here, I'm still getting my daily email and I'm still cheering you on.
Keep up the good work - you're doing a marvellous job :T:T:T
Happy New Year!
Well said Trish, Always looking out for updates to this thread, keep up the good work Alice ... I just need to ensure I start my diary again this year:j Now debt free :j0 -
Ahhhh and normality resumes Alice! Hope work isnt too painful for these 2 days xMummytogirls x0
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Well said Trish, Always looking out for updates to this thread, keep up the good work Alice ... I just need to ensure I start my diary again this year
Thanks Trish, I'm sure I couldn't of got this far without my diary.
Will look out for your diary...good luck.
Xxmummytogirls wrote: »Ahhhh and normality resumes Alice! Hope work isnt too painful for these 2 days x
Hi mummy, I almost feel relieved things are getting back to normal :rotfl: One more day to go then two days off......I could get used to this.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Today was NSD 2, I will need to get petrol tomorrow though.
Started new spending/budget diary today. Going to keep an extra tight rein in the budget as OH said that things didn't look good when he went back to work today. He's going to get his cv upto date and just have a look at what jobs are about.....no harm in looking!
Off to do lunches for tomorrow...ggrrrr.
XxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Alice, I've been following your posts quietly for a while now. Keep up the good work, you are doing so well. I hope you are feeling better soon. Happy New Year0
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