We are about to pull the purse strings soooo tight!

Alice_in_Poorland

The 'other car' is in for it's MOT, and feel so nervous.:o

I've booked a hair appointment for Friday, if I'm going to keep up 'making an effort' then I need to get my hair tidied up.:)

xx

Alice_in_Poorland

The car failed yesterday and I went/I am in complete panic mode. I am waiting for the garage to call me this morning to confirm how much it will cost, I'm estimating about £350, so I've halved our payment to Stepchange this month.:(

Most of the creditors haven't acknowledged they've been getting nearly double since we increased the payment (when the car loan finished) so I'm hoping it doesn't ring any alarm bells with them.

Once I know how much the car is hopefully we'll still be able to afford to tax both cars. August has just been terrible for us, with us trying to help DS with his trip, extra childcare costs (which I did try and budget for), school uniform and shoes, etc etc, I think next year I will have to plan better.

Debating whether to cancel hair appointment tomorrow ........this blinking DMP journey is tough at times.

xx

scotdebs

Oh Alice hope the car repairs are not too expensive - it's so frustrating when you are trying your best to get the spending and debt in control and these things come along ........ But try and keep focused on everything you have achieved over the last 12 month :T and not get hung up on one difficult month

pennywisepoundstupid

So sorry about the car repair, its hard when everything seems to happen at once, I'm sure you will sort it one way or another.

Sending hugs.x.

Alice_in_Poorland

scotdebs wrote: »

Oh Alice hope the car repairs are not too expensive - it's so frustrating when you are trying your best to get the spending and debt in control and these things come along ........ But try and keep focused on everything you have achieved over the last 12 month :T and not get hung up on one difficult month

pennywisepoundstupid wrote: »

So sorry about the car repair, its hard when everything seems to happen at once, I'm sure you will sort it one way or another.

Sending hugs.x.

Thank you scotdebs and pwps, you're both right, I've just completely freaked out and panicked.

P.S. think I will still have my haircut tomorrow.:o Money is in the haircut pot anyway and I could do with an hours pampering.

xx

amber03

Treat yourself to a haircut you will feel better after. This debt free journey is a long one for most of us, so we need the occasional treat. Once the car is repaired hopefully that will be that for the next year. When things get bad just remember how far you have come, no matter how small the repayments are, the debt you owe will always be less than the previous month. Finally its not far off September when hopefully you will have a financially better month.x

pennywisepoundstupid

Go and get your hair done have some time just for you being pampered, you deserve it.

debtfreewannabe321

I would still get my hair done as you say it's budgeted for separately and we've lowered out payments with SC before for one off payments they are really good at doing it for you so i'm sure your creditors will be fine about it. Try not to stress

grannyx2

Glad to hear you've decided to still have your hair done.

hope car repairs turn out to be lower than you think

Granny x

Alice_in_Poorland

Thank you amber, pwps, dfw and granny, I had my hair done and loved that hour just chilling out.:)

Picked the car up yesterday £363:eek:, still need to tax both cars(will do online tomorrow). Called into supermaket for top-up shop £14ish, OH paid lottery and I put £20 in leisure pot.

Apart from kids sports clubs nothing else planned for this weekend. xx