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We are about to pull the purse strings soooo tight!

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  • Hi Alice, I'm relatively new to the boards but have read a lot of your diary its. Great read. I feel your pain with the cars we are going through the same thing with ours tomorrow. Hope you manage to juggle things to get through the rest of the month. Hubby keeps reminding me that in the past these unexpected spends would have just gone on a credit card so well done for paying upfront xx
    Saving to pay off AA loan £4,553/£10,000

    AA joint loan £13,132 - £11,900 redemption figure

    Virgin £9,591; Virgin £4,111; Barclaycard £629; Nationwide £4,180; Nationwide £1,300; Tesco £600
  • Really pleased you had your hair done and had an hour chilling.

    Sorry about the car costing so much :eek:.
  • Hi Alice, I'm relatively new to the boards but have read a lot of your diary its. Great read. I feel your pain with the cars we are going through the same thing with ours tomorrow. Hope you manage to juggle things to get through the rest of the month. Hubby keeps reminding me that in the past these unexpected spends would have just gone on a credit card so well done for paying upfront xx

    Hi Outnumbered, how right your OH is, we would of just wipped out the CC and paid with that. Hopefully I can get back on track in September. Fingers crossed for your car.
    xx
    Really pleased you had your hair done and had an hour chilling.

    Sorry about the car costing so much :eek:.
    Thanks pwps, cars are just a money pit aren't they?!? Unfortunately its so impractical to do without them.

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • I really don't know why I freaked out over the car repairs/MOT, anyway its done now and will just have to try even harder to stay on track.

    List of jobs for the weekend -
    Put some bits on fleabay
    General housework
    Meal plan/shopping list - back to school next week so back to the dreaded lunchboxes.:(
    Update spending diary - little trips to the supermarket all add up!

    Update on pots - 20p upto £85.20 and £2 pot upto £110.:)

    In hindsight (which is a wonderful thing!) we could of used those pots to pay for the car.......but in a way glad we didn't as they are going to be used for Christmas...:eek:
    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • dawnybabes
    dawnybabes Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad you enjoyed your hour. We have to have some treats or it's just not worthwhile.

    Glad you saved your pots for Xmas I keep telling people it's only 3 paydays to Xmas ....
    Sealed pot challenge 822

    Jan - £176.66 :j
  • pixnmix_2
    pixnmix_2 Posts: 429 Forumite
    Hi Alice
    I can totally relate to your car bill headache. My old one cost almost £2,000 in a 12 month period, more than it was worth, before I decided it wasn't worth keeping. I can't do my job without a car so it being in the garage all the time was costing in hire cars too :( I've bought another one and "touch wood" it's been ok in the 12 months i've had it. But nothings guaranteed to last with cars so hey ho.

    As for the hairdo, absolutely right that you went for it. If we can't have treats to keep our self esteem going the risk is that we get all fed up and give up the positivity completely. :)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sorry to hear about car, and well done to keeping the hair appt...right thing to do ;)

    Here's to a better September and its so amazing you are sub £30k!!! Well done to the whole Alice clan:)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Thanks brizzle, feeling quite upbeat and confident for September...bring it on. ;)

    pixnmix, fingers crossed your car keeps behaving itself, complete money pits they are!

    Wow dawnybabes 3 pay days, that's quite frighening. I have got some ideas, think I'll buy things and then transfer the money out of the pots into the bank, don't think shops will appreciate me paying in 20p's.:rotfl:

    Have photographed bits for fleabay but apparently there's a problem with the compatibilty mode, fleabay is asking me to turn if off but I can't seem to find out how. Googled it on my phone but none of the suggestions have worked. I'm still off work tomorrow so I'll have another go then.

    I did meal plan and OH went to sburys to pick up bits needed for the week, spent £29 and he stuck to the list (I knew he would :)).

    Spends in August on petrol £170 :eek:, groceries £323. NSDs 10 (must try harder next month).

    Jobs for tomorrow -
    Label uniform (always leave it til last)
    Sort fleabay out

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Well everything back to 'normal'. I was off on Monday, couldn't get the laptop to work so still nothing on fleabay. Tuesday kids back to school and me back to work but both days were NSDs.:)

    Yesterday I had to get petrol and bread etc. Over the next week need to pay DS2s footie fees £25, DS3 swimming £40 and we are going out over the weekend to an event £30. Also paid £76 for some stuff for DS1 (I offered to pay as our contribution).

    OH has been in a 'funny' mood over the last few days :(, kids have been tired so they've been grouchy too. I'm feeling a bit overwhelmed and frustrated at the moment. House is a tip well the kitchen is, I didn't even have time to wash up/fill the dishwasher this morning and I can't seem to get to grips with the finances.

    Nothing planned tonight so hopefully I can catch up, will ask OH to nip out and get cat food as I forgot yesterday. :o Will have another go with the laptop, I need to get it working as this is how I keep in contact with DS1.

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • I've made a jelly. That's my answer when the going gets tough!:o

    OH still in a funny mood, don't want to keep asking him 'What's up?' as that makes it worse.:(

    OH reminded me tonight that we are at a sports presentation on Saturday night...I had forgotten so more expense although shouldn't be too bad as it's relatively cheat there. Plus will take own drinks for the kids.

    On the plus side I have got the laptop working tonight, sheer fluke! Cooked tea, did an hours ironing, did another load of washing tonight but its going to rain tomorrow (apprently) so will have to put on airers. Now the challenge starts to see how long we can keep the heating off for.:D

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
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