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We are about to pull the purse strings soooo tight!
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What a busy week....I feel like I'm going to meet myself coming backwards this week. Extra hours at work (unpaid
), kids have had extra activities or birthday parties every night this week, house is a tip, wash basket over flowing, kitchen needs sorting, meal plan out of the window, spending diary/budget need updating and I am shattered.;)
Thanks amber, mummy and pwps, only 1 meltdown so far this week, that was Tuesday....too hot and too tired.
Up to 5 NSDs. Yesterday had to get petrol and top up food bits. Still need to pay childminder and lottery. Today was a LSD as just bought a drink at lunchtime when we all nipped to the pub for half hour.
I need to got dog flea stuff...will check prices on line.
Healthy eating still going OK....just about. Still haven't got on the scales, will do this weekend.
Hope everybody is OK, will try and catch up on diaries as soon as I can. Off to prepare lunches and then off to bed. xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Yippee it Saturday
. After work yesterday I called into A1di spent £28 and sburys spent £38. OH went to the butchers, need to find the receipt. We are having a family BBQ tonight so a few extra spends on the shopping.
This afternoon DS3 is at a birthday party......disco at a pub function room, thinking me and OH could have a chill out in the beer garden.:)
OH had 10 text msgs from [EMAIL="C@b0t"]C@b0t[/EMAIL] yesterday asking him to call them urgently........just ignored them, not sure if its the right thing to do.:(
OH had another statement from Bcard, paying them £21 per month and they are adding £3.71 interest per month.....2 steps forward 1 back!
The trainers that DS3 has been wearing to school have started to wear through, a tiny hole but I know in a few days this will turn into a massive hole. He wears them to football training as well so will have to get some more, the only other footwear he has is some Crocs type sandal things.........poor thing.
I finally got on the scales this morning and I've lost 6lb over the 3 weeks, still got load more to lose but I feel so much better....just got to keep it up.:D
Right better get on.xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Another lovely day
.
Yesterday we took DS3 to a party at the pub, spent £9.
Went to watch DS2 play cricket this morning, there was an A$da close by so we called in there as my flipflops broke last night........ended up spending £32:eek:. Most of it on stuff we really didn't need, don't why we spent that much.We had a really good night last night so perhaps I was still hung over...eek! Bang went the healthy eating.:o
Still need to update spending diary, iron at least the school uniform, sort money pots, do meal plan and finish tidying up from last night.....but currently chilling in the back garden with the kids and OH.:)
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
That's what happened to me yesterday, when I went to Mr T. When I got home and looked what I had bought , most of it I didn't need, so annoying and when I looked in my cupboards for tea tonight I didn't have much. Oh well role on next weeks shop cos i'm determined not to shop again this week, teas are going to be interesting this week.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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Well done on the weight loss Alice! xxMummytogirls x0
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That's what happened to me yesterday, when I went to Mr T. When I got home and looked what I had bought , most of it I didn't need, so annoying and when I looked in my cupboards for tea tonight I didn't have much. Oh well role on next weeks shop cos i'm determined not to shop again this week, teas are going to be interesting this week.x
Hi amber that is exactly what I did. I have looked through the receipt and apart from the flip flops, some hair stuff which was on offer, 'womens things', more strawberries the rest was really not required. Interesting teas all round this week!!:)mummytogirls wrote: »Well done on the weight loss Alice! xx
Thanks mummy, I'm really trying to stick to this 'healthy eating'.........not using the 'Diet' word.:rotfl:
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
I forgot to do the meter reading over the weekend....that's not like me.:D Anyway did them this morning and have just submitted them, we are £33.22 in credit.
Yesterday was a NSD, number 6.
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
wow! its taken me a few days on and off but i have read your whole diary and loved it! will be subscribing! i myself have 2 boys, 20 months and 3 and a half so i know all about tantrums! youre doing so well to be tackling your debt and keeping this diary up for so long!
keep up the good work!!Life is like a cup of tea. Its all about how you make it...
Low Spend 2021 participant0 -
Good move Helyonnaise ( fab name by the way!).. We love Alice's diary too
Don't worry about the occasional lapse Alice...I am the same. Did the stupid thing of shopping today without a list..so spent £101 but didn't get the badly needed bin bags or oven cleanerBut just need to try harder..am sure this heat ( welcome though it is!) is making me tired and so it's harder to stay on track and resist those spends...
Well done on the healthy eating..obviously paying offMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Helyonnaise wrote: »wow! its taken me a few days on and off but i have read your whole diary and loved it! will be subscribing! i myself have 2 boys, 20 months and 3 and a half so i know all about tantrums! youre doing so well to be tackling your debt and keeping this diary up for so long!
keep up the good work!!
Hi Helyonnaise, I admire your stamina reading my ramblings,:) it helps keep me on the straight and narrow (and through the tantrums!!). Well done on the weight loss, that's fab.xxbrizzledfw wrote: »Good move Helyonnaise ( fab name by the way!).. We love Alice's diary too
Don't worry about the occasional lapse Alice...I am the same. Did the stupid thing of shopping today without a list..so spent £101 but didn't get the badly needed bin bags or oven cleanerBut just need to try harder..am sure this heat ( welcome though it is!) is making me tired and so it's harder to stay on track and resist those spends...
Well done on the healthy eating..obviously paying off
Thanks brizzle, I'm OK as long as I have a list.......no list I'm like something off 'Supermarket Sweep'.......oops showing my age. :rotfl:
I love the weather but totally agree, I've been exhausted this week, but I finish for 2weeks tomorrow.:jxxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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