Countdown to Freedom

Greying_Pilgrim

edinburgher wrote: »

You've done well by your kids Tilly. I can't help but think back to a conversation from yesterday with a work colleague whose 19 year old has just bought a £15k new car! :eek:

Ha! Suffice to say that they probably don't read MMM then - plus the comments on his latest post of 'what folks would tell their 19 yr old selves to do differently........'

Whilst I'm not surprised that DS does his own ironing I think the decision he's made to set out saving 50% of his income from the get go is :cool: and deserves a :T

'Team Tilly' has made great advances, and moved a mountain of a mortgage :T Congratulations to you all and Thank you for showing us that it can be done - with no loss of fun, flair and elan for life as you have done so

What's for dinner tonight then?

Greying x

Tilly_MFW_in_6_YRS

:j:j budget has meant we can earn up to £7.5k pa having a lodger and no tax - need to read up on that.

Dinner tonight - I've no idea - if DS has good news, it could be HM pizza - we know how to live :rotfl:

I'm off to weed the veggie beds.

Tilly x

Watty1

I know, means giving serious thought to a lodger doesn't it?
Am wondering if we could put a studio in above one of the barns? Mr Watty suggests costing it so its going into the long term mix plans here.

Secret_Saving_Squirrel

Lots of teens of my acquaintance are gambling in a big way and parents are tearing their hair out. So easy to do online. Glad your hasn't succumbed.

Tilly_MFW_in_6_YRS

Secret_Saving_Squirrel wrote: »

Lots of teens of my acquaintance are gambling in a big way and parents are tearing their hair out. So easy to do online. Glad your hasn't succumbed.

Teenagers gambling !!! Crikey, mine wouldn't be able to walk if I found them doing that.

best wishes Tilly x x

Tilly_MFW_in_6_YRS

167 days :santa2:

Muser1

Funnily enough as I was watching the Budget I thought of you Tilly!

Lots of my young male work pals gamble. Scarily normal.

I can't believe you were paying £45 per day interest :eek:

I so love this diary and I'm so pleased for you.

apple_muncher

Cannot imagine the £45 per day interest! We now pay less than that per month, for which I am very grateful.

Tilly_MFW_in_6_YRS

Afternoon, looking back it's hard to believe our daily interest was so high - however, once we switched, the difference was :j. I'm glad I stuck with having a diary and kept posting. It's only this year when I've not been too good health wise, that I haven't posted each day. It really does keep the focus going. Once we started both OPing and saving in the offset the £ in interest started to plummet.

Looking back it was a big help when Mr T was made redundant . At the time it seemed a catastrophe but we really did learn to live solely on one salary.

Right - good news - DS has the job offer :j:j. Great hours which means he can still go to church. This really surprised and pleased us as he wasn't prepared to miss church.

Friends round tonight for a BBQ, trip to C@stco done, meat marinating and Mr T is making shishtawook shortly.

Good luck to Mr Murray.

Tilly x x

Watty1

Congrats to your DS re job. Wonderful :j