Countdown to Freedom

Radish72

Here's some penguins to cheer you up

Tilly_MFW_in_6_YRS

Morning, what a night :eek: We do still have a garden not a swimming pool but only just.

91p moved to MOS.

I really appreciate the supportive messages on my diary. I did have a complete melt down late last night but actually feel much better this morning. I think the pressure builds up and eventually something has to give.

Mr T made me laugh this morning - he is wondering, after all the rain, how long it will take in the summer for the hose pipe bans to start :eek:

Just over a week to payday and I think I may be moving another £300 to MOS. That could be pushing it but we'll see.

Best wishes Tilly x

kirstypark

glad the garden still exists :j

brranger

Hi,Tilly
Love What I have read so far,
Any chance you could tell me what a Tilly Tidy is? as I Have seen it mentioned Elsewhere on the boards.

Keep on pluging.
Karl

gallygirl

brranger wrote: »

Hi,Tilly
Love What I have read so far,
Any chance you could tell me what a Tilly Tidy is? as I Have seen it mentioned Elsewhere on the boards.

Keep on pluging.
Karl

On behalf of Tilly - a Tilly Tidy is where you round down your bank account each day and transfer to mortgage or savings pots. So, if balance is £328.72 you would transfer 72p. Or possibly £8.72 if you decide to round down to nearest £10. A bit of fun, but they really add up - and it keeps your motivated.

brranger

Thanks GallyGirl that makes sense now.
:j

Thistlewhistle

I do Tilly Tidies but I do it per transaction.

So if on a particular day, 3 direct debits go out for £14.50, £27.31 & £96.79, I'd Tilly Tidy 50p, 69p & 21p and transfer £1.40 across to the savings.

It's more than a Balance TT but slightly less aggressive than doing it to the nearest £5 or £10 (which I christened a Tilly Tidy Deluxe).

Then at the end of the month, when my next standing order comes into my bill account for £1,400 to cover the next month's bills, I round the whole account down to the £1,400 thereby saving the balance from last month.

In any case, they really do add up and it's so motivational!!!

T:p

Tilly_MFW_in_6_YRS

Hiya brranger, it's just another opportunity to do something positive to reduce the mortgage debt.

Doesn't suit all people - if you have printed statements sent, you end up with reams. However, for online banking I love it.

Good to see another few pennies off the mortgage debt, or offsetting.


Mr E, Tilly Tidy Deluxe eh - crikey


What a day - grey cloud, blue sky and sun - we've had all types today.

Mr T and DS took the dogs out for a lovely long walk and they have enjoyed racing through the puddles.

No money news this evening.

As DD is out tomorrow evening and then away on hols, we are having roast chicken with all the trimmings. I prepared it during con call breaks and Mr T has cooked it. Smells yum.

Soak in the bath and an early night on the cards and tomorrow is Friday :T. Can someone tell me where this week went please?

Tilly x

Radish72

Tilly_MFW_in_6_YRS wrote: »

Can someone tell me where this week went please?

Tilly x

It has run away with my week

But tomorrow is Friday, and pay day (for me) and Valentines day so I'm spreading the love, pass it round :smileyhea

Polly_Wolly_Doodle

Thanks Radish, the Lily O'Briens were in Costco today and i now have a box of the love balanced on top of the breadmaker in the kitchen:beer:.
Also had an old gift voucher for M&S, so more pre-cooked love dine in for Valentines is now in the fridge, talk about a scrum in there today, it was scarey:D