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Countdown to Freedom

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Comments

  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Great news about the mortgage. It must be a huge relief and such a nice feeling knowing that you are safe :).
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    @MCI, definitely not going too mad but after so long of not being up to doing much it is an absolute delight to be up and about.

    @SD, that's exactly how I feel, safe. We're no where near to being MF, but we are in a fortunate position. This would never have happened if we hadn't changed our ways entirely.

    I'm definitely much happier living our new life and don't take anything for granted. I think that's a key lesson. Fortunately we learnt it before it was too late :)

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning, looking forward to a personal training session with my DS tonight :)

    11p Tilly Tidy to MOS

    We have a few things on this week so small spends - budget £40. I've taken the cash out to help us stick to it.

    Dinner and lunches are from stocks/freezer all week and nothing to actually make until Wednesday - if then. Very likely to pull something else out of the freezer :)

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You're sounding chipper :T:T:T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Great to hear all the positivity Mrs T:T:T
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 18 February 2014 at 8:51AM
    Hi GG and Brizzle, yep, feeling much more like myself again :)

    Dieting and exercise is going to be top of my list for a while. Not sure what that means yet, but hopefully enlightenment will follow - for me :rotfl:

    NSD in the bag :)

    I've had time to think about a tricky challenge at work and how to tackle it :)

    DM will be packing her bags to come back again, now that good health abounds :)

    Dinner this evening was delish - love having a well stocked freezer :)

    Right, enough smiley faces, I'm off to bed.

    Night, Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Dieting Tilly? I can help with that!
    T;)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Thistle, I'll be in touch :)

    How's the pain now?

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Just catching up - great news on the mortgage front :beer:
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • nattypants
    nattypants Posts: 2,577 Forumite
    Awww Tilly, I wish I had time to post and read more this morning. Your careful planning has paid dividends, having secured enough of these (through bl@@dy hard work!) ---> 💷💰💴💵💵💷 has effectively placed you in a scenario whereby the mortgage is paid off and EVERYTHING else is now a bonus.

    Go team tilly 👍
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
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