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Countdown to Freedom
Comments
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Hi MWC, I certainly did. I wanted a plan just in case we decide to downsize and become MF straight away. Unlikely to do it, as it's in our interests to clear the mortgage completely
Plus when my salary hits the bank this week I'm going to make an OP to get us under £190k:)
Hope all is well with you
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Hi Tilly, I don't know if pure gym has negotiable fees but my friend and I are about to join our local la fitness and online their best price was £36 pm (on offer , usually £46) and when we rang they offered us £22 pm if we join as a pair. It's their quietest time of year at the moment so it might be worth seeing if they do any better deals.MFW 67 - Finally mortgage free! 💙😁0
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Morning, thanks NewGirly always worth having a go
Sounds like your home improvements are almost finished now
Best wishes Tilly2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Morning, 71p TT moved to MOS
May have overslept this morning :eek:
Kids are out tonight and Mr T and I will be getting the financials up to date. Although we also have free tickets for the cinema so who knows what will happen.
Sweet and sour chicken this evening. MRN see you at 7
Looks like we will switch to a different provider for energy and it will save us money. Plus they only have two tariffs to choose from. Clear charges and a delight to deal with. Finally if you are in credit they pay you 3%. I'll be searching the web for company feedback and will check a switching site before making a decision.
Have a good day - middle of the week, soon be Friday :T
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »Have a good day - middle of the week, soon be Friday :T
Tilly xA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Your signature makes me a teeny bit green. Can't wait to see it under £190k! Well done. xxMortgage Jan 13 99260.00 87253 April 2017
Emergency fund 700.000 -
Tilly_MFW_in_6_YRS wrote: »Good morning, 11p Tilly Tidy to MOS.
Operation Decorate started yesterday. Paintwork is being rubbed down upstairs
In the office for the morning and home for calls this afternoon. Looking forward to finishing off some stuff which has been hanging around.
Short update today.
Have a good Tuesday
Tilly x
36 sleeps
Hi Tillly, yay,, go Mr T, looks like he has finished that all important thinking and planning and has moved onto the prep :j
I've got a coupe of days off work so just having a quick mooch on diaries, hope you are all well
PS, 36 sleeps :eek:
Regards
ATT xMFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9950 -
Hi Tilly.
Can thoroughly recommend the energy company you are referring to. Have been with them just over a year and have just renewed for another year. Very friendly and professional. `Interest` credited as a `pre-payment` to your account each month without any problems.
Happy Wednesday
Rainbow0 -
Tilly_MFW_in_6_YRS wrote: »Looks like we will switch to a different provider for energy and it will save us money. Plus they only have two tariffs to choose from. Clear charges and a delight to deal with. Finally if you are in credit they pay you 3%. I'll be searching the web for company feedback and will check a switching site before making a decision.
Hi Tilly, I think I know the one you mean and have a family member with them. They love them and put a payment of £1000 in and is effectively using it as a savings account. I'd switch to them too but it's £300 more than dirty 'orrible big 6 supplier so have to put up for now.Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
Mortgage now -- £350,085 BTL now --- £162,6680 -
Hi ATT, sounds like your jobs at home are going well. I like the savings idea - I'm now moving all Tilly Tidies to mortgage offset savings.
Hope all is well with you..
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0
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