📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Countdown to Freedom

Options
1100610071009101110121037

Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    18,000 steps is brilliant. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    18,000 steps is brilliant. :)
    I'll walk any distance Alex as long as you dangle food and drink in front of me :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • If I had fit men in lycra to follow, I may do more steps ;)

    Normality is resuming. A bit of KM focusing on papers will be taking place this afternoon.

    Only family goal for this week - prepare photos for Tilly clan photo book - gifts for big birthdays taking place this year.

    Lodger has paid and money moved. All pennies have been Tilly Tidied although I have found some actual coinage requiring a trip to the bank.

    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi Tilly and Happy New Year to you!

    You have so many fantastic adventures on the horizon.

    Thanks for keeping us up to date and good luck to you all.

    MCI x
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • MM10
    MM10 Posts: 57 Forumite
    Eighth Anniversary Combo Breaker
    Hi Tilly,
    Happy new year. Best of luck this year and your Portugal plans.

    Just wanted to say I am a long time lurker/ stalker. I started reading from your very first post and I am now somewhere on page 76:j. It is going to take me a while before I get to page 500+:eek:

    Enjoying it thoroughly though :cheesy:

    Keep keeping on. Like you say forward and onwards:D

    Cheers,
    Maria
    Total mortgage when started £256,809 in May of 2011; 2018 MFW #5
    Main mortgage was £214,309; now [STRIKE] £110,716 at Feb 2016 [/STRIKE]; [STRIKE] £63,645 at Feb 2017 [/STRIKE]; [STRIKE]£10,600 at May 2018[/STRIKE]
    Original repayment date 2036; Main mortgage free date [STRIKE]July 2021[/STRIKE]; [STRIKE]Dec 2020[/STRIKE]; [STRIKE]January 2019[/STRIKE] June 2018:)
  • Hi Maria, that's a lot of reading and certainly the last few pages will be general chatter. Once we had cleared the mortgage I reduced my posts :o. I miss the benefits gained from posting daily but will be increasing as we renovate.

    MCI, so much has happened to us all over the last few years. I can't believe we're starting the renovation this year.

    We aren't moving to Portugal this year, just downsizing to an area we enjoy. Mr T has 2 more years to go - he's retiring at 50. What we are doing though is getting the house started ready for when we move.

    Our architect has just a small iteration to do to the internal layout. We're also getting mains water to service the house rather than from our well. Finally we're having the pool heated to enable us to use it 12 months of the year.

    It's all a bit daunting right now but we are working hard to make sure we're prepared. I'm still selling stuff on eB@y and will have our final items (before we move house) uploaded by Saturday night.

    Best wishes, Tilly xx
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    This is all sounding so wonderful, Tilly! I'm glad to hear you're still doing your thing on ebay, and certainly after I've done my tax return, I'll be starting back there.
    2023: the year I get to buy a car
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi Tilly


    Just sticking head round door to say hope you and family T are all well. I've not posted in so long so must do something to rectify that. I've still been doing the MFW lark but been making many changes in the background to make life simpler...


    Had a quick lurk and not sure whether I saw it on yours or GG's thread but saw that you were possibly going to meet up in Seville this year, I'm so envious, I visited there for first time last year and loved it


    Regards
    ATT x
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you moving (downsizing) this month, Tilly? x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • greent wrote: »
    Are you moving (downsizing) this month, Tilly? x

    If I can find your mail address, I'll tell you the saga. I am sitting at home wondering if there is anything else our numpty buyer can do wrong.

    Stress levels are at 10 out of 10 right now :eek:
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.