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Pinot's Potty debt free journey!!!
Comments
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debtfreewannabe321 wrote: »Pinot i've been grinding my teeth & clenching without realising it. I had headaches & jaw ache for ages before it clicked what was causing it! I haven't looked into a mouth guard i might have to do this....i've never done it before but stress is a b&*^%r huh!
I was the same, infact its been going on for years. I had seen the dentist and the docs for jaw ache, ear ache you name it ache actually and the same as you it suddenly clicked it was stress related. Saw a different dentist who confirmed it. Maybe its something to think about, before you know it we will all be fitted with fetching mouth guards !!:rotfl:
If these strips bonnington mentioned don't do the trick with the snoring then maybe Mr Pinot will end up with a mouthguard like Mr BR. Then at least him and I will be matching !! His and hers mouth guards, silently fulfilling their work whilst Mr Pinot and I sleep quietly and stress free side by side !!!:rotfl: :rotfl:
Ok Im going off on one again now............. I'm going now to do more cleaning !!!:oLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Oh No !!!:eek:
My ultra trendy wine cooler ( i.e. the back doorstep!) has broken !! I will miss the bottles of wine buried in the snow keeping nicely chilled, and with a lovely frost on them in the cold wintery weather
The blinking sun has come out and warmed up the wine, therefore my frugal plan to chill the Pinot has come to a sorry endLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Was hoping for a NSD today but DD1 has informed me that she bought a Mars Bar from the Burger Van when she was at rehearsals, despite me sending her with a mountain of food ! She thinks it cost £1.50.
My NSD will start in ernest next week and I will start to monitor them properly from the first of March as I kept forgetting to put them in my signature in February !:o
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
PinotGrigio41 wrote: »My NSD will start in ernest next week and I will start to monitor them properly from the first of March as I kept forgetting to put them in my signature in February !:o
I'm with you in really going for as many NSDs as I can in March. I have trouble keeping track of my NSDs too. There is always something to be keeping a note of!!!:) xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
I need a few of those too..will join you both in the challenge!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
PinotGrigio41 wrote: »Was hoping for a NSD today but DD1 has informed me that she bought a Mars Bar from the Burger Van when she was at rehearsals, despite me sending her with a mountain of food ! She thinks it cost £1.50.
My NSD will start in ernest next week and I will start to monitor them properly from the first of March as I kept forgetting to put them in my signature in February !:o
I had exactly the same issue in Feb! We get paid on the 24th of the month, so I never quite know whether to do it by pay month, or actual month..?Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568
Oct 2012 = Current debt: £40,548.93
Oct 2013 = Current debt: £39.054.70
DMP Support number 424 - Long haul number 3080 -
BlushingRose wrote: »I had exactly the same issue in Feb! We get paid on the 24th of the month, so I never quite know whether to do it by pay month, or actual month..?
My DH gets paid on the 15th every month, so I tend to do it by actual month rather than pay month. x0 -
Morning
Love the broken wine store scenario!
HHx0 -
Morning Pinot
Its hard keeping up with every penny. I need to start that NSD challenge too, plus starting to earn some money on the monthly challenge too. So March it is for all of usSorry to hear that darn sun came out
could you move your 'fridge to the side of the house or behind the shed? Probably not the front door, that would get the neighbours talking
:)
"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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oooh i'm already on for the nsd challenge (although i haven't actually signed up to the real challenge lol) i've had a fair few already this year so hoping for at least 12 in march
xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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