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Pinot's Potty debt free journey!!!

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  • Pinot i've been grinding my teeth & clenching without realising it. I had headaches & jaw ache for ages before it clicked what was causing it! I haven't looked into a mouth guard i might have to do this....i've never done it before but stress is a b&*^%r huh!

    I was the same, infact its been going on for years. I had seen the dentist and the docs for jaw ache, ear ache you name it ache actually and the same as you it suddenly clicked it was stress related. Saw a different dentist who confirmed it. Maybe its something to think about, before you know it we will all be fitted with fetching mouth guards !!:rotfl:

    If these strips bonnington mentioned don't do the trick with the snoring then maybe Mr Pinot will end up with a mouthguard like Mr BR. Then at least him and I will be matching !! His and hers mouth guards, silently fulfilling their work whilst Mr Pinot and I sleep quietly and stress free side by side !!!:rotfl: :rotfl:

    Ok Im going off on one again now............. I'm going now to do more cleaning !!!:o
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 25 February 2012 at 7:59PM
    Oh No !!!:eek:

    My ultra trendy wine cooler ( i.e. the back doorstep!) has broken !! I will miss the bottles of wine buried in the snow keeping nicely chilled, and with a lovely frost on them in the cold wintery weather :(

    The blinking sun has come out and warmed up the wine, therefore my frugal plan to chill the Pinot has come to a sorry end :cry:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Was hoping for a NSD today but DD1 has informed me that she bought a Mars Bar from the Burger Van when she was at rehearsals, despite me sending her with a mountain of food ! She thinks it cost £1.50. :( My NSD will start in ernest next week and I will start to monitor them properly from the first of March as I kept forgetting to put them in my signature in February !:o
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • My NSD will start in ernest next week and I will start to monitor them properly from the first of March as I kept forgetting to put them in my signature in February !:o

    I'm with you in really going for as many NSDs as I can in March. I have trouble keeping track of my NSDs too. There is always something to be keeping a note of!!!:) xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    I need a few of those too..will join you both in the challenge!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Was hoping for a NSD today but DD1 has informed me that she bought a Mars Bar from the Burger Van when she was at rehearsals, despite me sending her with a mountain of food ! She thinks it cost £1.50. :( My NSD will start in ernest next week and I will start to monitor them properly from the first of March as I kept forgetting to put them in my signature in February !:o

    I had exactly the same issue in Feb! We get paid on the 24th of the month, so I never quite know whether to do it by pay month, or actual month..?
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • I had exactly the same issue in Feb! We get paid on the 24th of the month, so I never quite know whether to do it by pay month, or actual month..?

    My DH gets paid on the 15th every month, so I tend to do it by actual month rather than pay month. x
  • Morning

    Love the broken wine store scenario!

    HHx
  • Morning Pinot

    Its hard keeping up with every penny. I need to start that NSD challenge too, plus starting to earn some money on the monthly challenge too. So March it is for all of us :) Sorry to hear that darn sun came out :) could you move your 'fridge to the side of the house or behind the shed? Probably not the front door, that would get the neighbours talking :):)
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • oooh i'm already on for the nsd challenge (although i haven't actually signed up to the real challenge lol) i've had a fair few already this year so hoping for at least 12 in march :D xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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