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Pinot's Potty debt free journey!!!
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Fantastic PInot....you probably can't believe that you have made so much progress. Well done my dear:beer::j:beer::T and keep going.
So sorry to hear of your loss. When we attend funerals it certainly makes us appreciate what we have got.
I worry about my hubbie too. He works so hard but he is very much into healthy eating (wish I was:) ) and takes daily exercise. Though I do worry what stress can still do to him.
Keep going Pinot"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Hi Pinot
I just noticed that you had 10 NSD's that brilliant. You definitely have caught the MSE bug"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Sending you a big hug xx0
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PinotGrigio41 wrote: »Quick Signature update - Down to the next £1000 !!!:T
Fantastic.... to get to 9.24% of it paid off in 3/4 months is amazing. Well done you. Am very happy - you'd think it was coming off mine!
HHx0 -
Thankyou, I can't quite believed we have managed this. Yes we had 10 ish NSD is January, I think there were actually more, and there has definantly been some in february, but I keep on forgetting to update ! oops !!
I have more good news, after a few rubbish days.
You may remember I have been burbling on about 3 different MBNA credit card charge reclaims I have had on the go. One of which I requested £992 to be refunded and they offered me £113 which I wrote back and declined, but they sent me the cheque for anyway.
I have just got home and on the doormat was a lovely letter from MBNA with regards to this. They have offered me in addition to the £113 they have already sent,an extra £2330.00 :j I can't quite believe it, basically they have refunded me every charge over the last 6 years including interest, even those I didn't ask for !!!
:beer:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
PinotGrigio41 wrote: »Thankyou, I can't quite believed we have managed this. Yes we had 10 ish NSD is January, I think there were actually more, and there has definantly been some in february, but I keep on forgetting to update ! oops !!
I have more good news, after a few rubbish days.
You may remember I have been burbling on about 3 different MBNA credit card charge reclaims I have had on the go. One of which I requested £992 to be refunded and they offered me £113 which I wrote back and declined, but they sent me the cheque for anyway.
I have just got home and on the doormat was a lovely letter from MBNA with regards to this. They have offered me in addition to the £113 they have already sent,an extra £2330.00 :j I can't quite believe it, basically they have refunded me every charge over the last 6 years including interest, even those I didn't ask for !!!
:beer:
:eek:that is fab news!!! :beer: will get your signature down even more :beer::TMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hi Pinot,
Sorry to hear about your sad news {{HUGS}}. It's always hard when we lose someone close to us.
Wow, wow and wow is all I can say re MBNA. That's fantastic news. :j:j:j Here was you posting about getting into the next thousand, and you'll be able to drop a couple more now! :beer:Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Pinot that is great news about the cheque, well done. :TDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Pinot, so sorry to hear you have lost someone you were close to x
Brilliant news about MBNA!! Can't wait to see your signature once that cheque has cleared!LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
That's simply BRILLIANT..especially after the funeral. Great..seems like someone was watching over you..that truly is a complete result
:beer:
PS I know it's in a proper tankard..but could it be frothy ( but chilled:D) Pinot Grigio.. Here's hoping :rotfl:MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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