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Pinot's Potty debt free journey!!!

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  • See that's why I don't sign up for things like that cos I just know I'll forget to cancel them!
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • sounds like you had a great day out pinot :) I spent probably more money today on just myself than you did on a whole family day out (oops) :D

    Thank you for popping by on my diary :) I feel much better after my child-free few hours ;)

    Have a great day x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Ooh your haircuts made me realise I needed mine done. Just gone to get a last minute 'standby" appointment and now I have shiny hair too :) no ice cream here though. Oh and haircut paid using those infamous pots ;)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • You're making me drool with all this talk of Haagen Daaz. My favourite used to be the Baileys one. Shame they don't sell it in NZ, but then again maybe that's a good thing. :rotfl:
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • See that's why I don't sign up for things like that cos I just know I'll forget to cancel them!

    That was the old me, the new me is so very organised !!! ISH !!!:D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • sounds like you had a great day out pinot :) I spent probably more money today on just myself than you did on a whole family day out (oops) :D

    Thank you for popping by on my diary :) I feel much better after my child-free few hours ;)

    Have a great day x

    Do you know what DFW, I think you deserve every single shiny penny, and I would gladly have your children for a few hours to give you a break in a not weirdy soundy way !!!
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • You're making me drool with all this talk of Haagen Daaz. My favourite used to be the Baileys one. Shame they don't sell it in NZ, but then again maybe that's a good thing. :rotfl:

    Ooh yum !! I will look up the menu and post on here exactly what we had to make you drool even more !!!:rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • How was the rice?

    Glad you've had a haircut it will make you feel even more special!

    Hope you're having a good week-end. :D
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 19 February 2012 at 12:12PM
    bonnington wrote: »
    How was the rice?

    Glad you've had a haircut it will make you feel even more special!

    Hope you're having a good week-end. :D


    I must confess bonnington that all my great rice pudding plans for yesterday didn't actually come to fruition :o Suddenly remembered that it was my brother inlaws birthday and various other family members in the next few days and had to make a mad dash for the shops for cards and presents, then we had to deliver everything. In the meantime the cat decided to be poorly, so he needed the emergency vets and next thing I knew I was walking in the door at 8pm with dinner yet to cook, let alone the rice pudding !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Argh, emergency vets on an uninsured cat on a Saturday night :eek:! Bloomin' animals - they never get ill 9 til 5 weekdays, do they.......?

    Anyway, I hope he has fully recovered from his illness and you have fully recovered from his bill x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
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