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Pinot's Potty debt free journey!!!
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Happy Birthday for Monday glad you had a good time, hope kids get better soon and grr to paypal refund the money darn it
We have the Paypal refund now ! :j Money back in there and also refunded back to Business Account, thank goodness.
Good to see you xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I've done it I have spent the last week reading your diary Mrs P, I have read all 198 pages! Have loved it. I have laughed and cried with you. Hated it when you were so poorly with your back. Loved the mankini and joined in with the dodgy cocktail party. I think you are fab and what a lovely Mum you are to your gorgeous dds. The debt you have paid off is amazing. Happy Belated Birthday. Muser. xxxxx
Muser is it really 198 pages, oh my ! I can talk :rotfl:Big pat on the back to you for trawling through that lot. I am glad you were able to join us at the cocktail party, I think another must be due soon, maybe Pimms O Clock seen as the sun is shining !
Really lovely to see you, hopefully you will stick around xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I have updated my signature to show the debts that appear to be Unenforceable ! It makes my signature look quite perky in comparison to before .
I wont be holding my breath there though, it will probably come back and bite me on the bottom and the £21,000 will end up back in my debts total. For now I will leave it there as it makes me smile !:D
Hoping to catch up on diaries later today but for now the ironing beckons.LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
PinotGrigio41 wrote: »Hee Hee !! I wasnt intentionally going down the UE route to be honest. I am sailing by the seat of my pants with this one ! As I have probably said before, we run up the debts, we should pay them, but when one accounts DCA's werent passing the money onto the new owner of the debt and our debt not reducing and the other two having been paid ten times over, and none of them appear at the moment to be able to produce the CCA then I figured it was worth a try. I can then concentrate on the other debts which although defaulted haven't been passed on and fingers crossed offer some F&F's if this year goes well.
Thats the plan , we will see how it goes !
Good luck with it. There are friends over the way to help with that journey if you need them
HHx0 -
Hopelessly_Hopeful wrote: »Good luck with it. There are friends over the way to help with that journey if you need them
HHx
Thanks HH, might be worth getting to know those friends.
I will be in touch xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
happy Belated Birthday dear girl xMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
And belated birthday greetings from me too! Sorry, I've been awol this week and need to catch up with the diaries.Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Happy belated birthday x
Hope you can get some debt written off, would be a lovely boost for you xTrying to shift that debt!0 -
Hello Lovely Mrs PG..sorry have been AWOL.. a combination of a crazy, crazy time at work but also OH being away has knocked any spare time for 6. Should be working right now, but need to get my head in order first so will be working into the eve instead.
Havent caught up on everything but seems that the car situation needs to get sorted..we have managed on 1 car before. can be done but is less handy when you have a last minute job etc. However maybe you can strike a deal with a local car hire company for a one off deal for a bit.
Great news re the possibility of some unenforceable debts...here's hoping and praying!!
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Mrs B,
Seems like we are all having a crazy time of it at the moment. You take care of yourself.
Car does need sorting, broke down 4 times on Mr PG last night, an hours journey home took 5 hours, but he limped home, it was pushed onto the drive and there it has stayed. We managed today on one car but cant for the rest of the week. I have just insured myself on my parents car for the time being as Dad is poorly again and cant drive at the moment. We managed for years on one car, but int he end it became an impossibility and we were spending a fortune on hire cars. It is going into the garage at 4 today, who knows if it will make it out alive !!
xxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280
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