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Pinot's Potty debt free journey!!!

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  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hope you manage to get some time to talk to Mr PG as I'm sure that will make you feel so much better.

    Only another £10 and you will have paid off £21,000, :j, hurrah for Mrs PG

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Aww bless you. I am sure everyone would let you know if they werent happy.

    Ive been through three bottles of rioja this weekend. I am going to attempt to be good again. I will cut it to 2 bottles a week. Again.

    Hope you cleared the air with your DH, and that Monday finds you well x
    Trying to shift that debt!
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    grannyx2 wrote: »
    Hope you manage to get some time to talk to Mr PG as I'm sure that will make you feel so much better.

    Only another £10 and you will have paid off £21,000, :j, hurrah for Mrs PG

    Granny x

    Twenty-one grand!!!! Go you!!

    I'm sure you and Mr PG are fine now, you have such a loving family that things will be on the up almost straight away.

    Hope you had a good weekend.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Hi PG, sorry to hear you and Mr PG are going through tough time just now. Even though i haven't posted for a while i do try and keep up with your diary. Life here is busy but good. Hope things ease for you soon. ((Hugs))
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • Morning all,

    Thankyou all for your lovely mesages ! Monday does indedd find Mr PG and I back on track and happy ish. We didnt really have much time to talk, he worked until half one this morning and also crammed int he picture int he afrenoon yesterday. We finally psoke at 2am, how he got up and left for work three hours later I will never know.

    We bot spoke about all the things that have been bothering us both and I think we are all good again. He is hoping not to have to work this evening so hopefully we will get a little time together to chat some more. I didnt even need to feed him HH to get things sorted, infact he is probably greatful that I didnt !!

    Sunday was good, but hectic, as I said Mr PG was working and picture making. It is all beautifully packaged no and I am waiting for the courier to collect today. I just hope the lady that bought it likes it.

    I was hoping to get some more listings on ebay but that didn't happen, but I did relist the things that didn't sell. A couple of bits did sell so made about £15 which is better than nothing.

    My day was spent trying to get DD1's friends out of the door so that she could start on her mountain of Coursework and preperation for her English exam. It was hard going and very stressful as she struggles with her organizational skills , seems to think she has all the time in the world when she really doesnt and gets very easily distracted. She is a good girl and I am sure will do very well but I think she is struggling with the many other distractions going on around her ! ( and that's putting it mildly !) ;)

    At 8 pm last night I realised I had , in amongst the chaos of the day forgotten to feed anyone. Nobody had said a word. Dinner ended up of leftover party food from christmas ( it had been frozen !!) and bowl of salad with olives and sundried toms found lurking and a nice glass of vino for Mr PG and I, not the girls !! Amazingly it went down a treat !

    Today I have been cleaning bathrooms, paid the loan from the VAT as we still arent seeing any money appear. Granny and Piq On the basis that the loan has been paid I have now hit the magic £21K mark !!! Whoopee !!! :T I will wrap the couple of ebay bits sold and then get back to work. We have four days on the contract this week, one day working for another client and I am then hoping Mr PG will have the weekend off although I am seeing a booking in the diary for Saturday but I dont remember putting it there so am wondering if they contacted Mr PG directly, so I need to speak to him about that one.

    Mrs Fluffy so lovely to see you, I do keep up with your diary also but I havent had much time to write on anyone's recently really.:o

    Skint, hope that Rioja went down a treat. I am back on no PG Mondays to Thursdays, but it does depend how stressed out I am. We will see if I manage it this week ! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • lucielle
    lucielle Posts: 11,527 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi PG, just keep all the balls bouncing!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle wrote: »
    Hi PG, just keep all the balls bouncing!
    L

    Hee Hee !! Im trying Im trying !!! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Oh my !! Look at my appalling rushed typing from today's earlier post ! I have no idea how on earth you lot manage to read between the lines or have any clue as to what on earth I am talking about half the time !!

    Actually you probably don't and just make it all up as you go along !! Sorry ! :D:o
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • The Pinot Household is still pretty happy and smiley. Mr Pg and I finally sat down at 11pm last night with a box of choccies a friend of DD1 had brought for us at the weekend and chilled out a little which was lovely.

    Mr PG is very very stressed, the job is going well but the pressure is crazy. It transpired last night that when the job was awarded to us it was because they knew it was going to be ridiculously stressful,the hours crazy and the time constraints nigh on impossible....but the job was given to us as they knew we would get the job done, work the hours and get on with it. ! Nice to know but in the meantime the pressure is taking its toll on us all. Quite alot is riding on this being done on time and the job being done well, we could potentially get alot more work from it....but !!

    Other work is coming in but it is now proving difficult to know which to accept and what not to as the pressure is building with the contract. We have other work Thursday and also Saturday but now Mr PG is worried how he will do that as he needs to be at the site where the Contract job is. This probably all sounds confusing but I dont like to write what we do for fear of my cover being blown ! :o

    I have instead , after reading Gargraves diary been googling houses to rent in Perth. I have a need to upsticks and run away and start all over again :D Not sure my family would ever forgive me though ! Not Mr PG and the girls they would be fine. Food for thought in a few years maybe when this debt has disappeared.

    Other money stuff, I have made £8.40 from the sack of horrible old clothes I sent to cash for clothes last week ! Noone would have brought them. I have a coat by a Chinese designer that was given to me as a gift a couple of years back. Its worth about £200 I have never worn it and it has the tags on. I wont wear it, it drowns me so I have got a listing ready to stick on ebay.

    I have DD1 at home today, she is very poorly again I think she needs antibiotics now. She has missed her exam today but I have spoken to her teacher and all is fine.

    I am desperate for someone to pay us. We are chasing and chasing but will need to start to get some threatening legal looking letters out now . I cant pay any bills and DD1's birthday is in a couple of weeks as well. Its getting silly now. The £600 from last week has gone, the VAT is now dwindling fast. We have earnt the money to pay the bills , all should be hunky dory really, if only people weren't hanging onto their money. Its leaving us in a very precarious situation. What to do eh ?!

    I have had a letter from Fredrickson to say that my personal tax bill which was £300 had been passed onto them from THEM. They did threaten to do this last year but in the meantime I paid it and I had heard nothing further. Not quite sure what to do with this one. I could contact Freds and say I dont owe it ,it is paid.Infact I overpaid by £50 by the looks of it. I could contact THEM and ask them to tell Freds it is paid. I would prefer not to have to make contact with Freds really . Perhaps I should just ignore it .

    Ok thats my burbly and frankly quite boring rambles for today.Back to work for me ! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Sounds like all is ticking along but you could do without other peoples administrative messes!
    Trying to shift that debt!
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