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Pinot's Potty debt free journey!!!
Comments
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Bless you. An uncertain time isnt the way forward in the winter.
Ive had to budget strictly so I can meet some things which are hanging about.
I think theres a cold snap forecast so make sure you have everything in place for that.
I am going to fill the car up at the weekend, just in case.Trying to shift that debt!0 -
:eek::eek::eek:
How does Mr PG feel about this?:rotfl::rotfl::rotfl:
:rotfl::rotfl::rotfl:
Well spotted kerri! Our very own Mrs PG dating Colonel Sanders!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Colonel Sanders in a mankini though
OH spotted that on here the other day and wondered what on earth was going on haha
Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Colonel Sanders in a mankini though
OH spotted that on here the other day and wondered what on earth was going on haha
Where is the smiley for 'I just spat my wine all over the keyboard' :rotfl::rotfl:
PG's favourite mankini that belongs to OH is lime green, does that go with the Colonel's colouring do you think?Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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I've just spent 30mins on google images trying to find one, but alas there is no photo of such a thingDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
I've just spent 30mins on google images trying to find one, but alas there is no photo of such a thing
:eek::eek: I'm not too sure if my nerves could take it !! :eek::eek:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Yesterday was a rubbish day.
Amazingly for me I dont really feel like posting, am not in the mood.
Ended up crying on the phone to Mr PG in the car park and again stood in the kitchen in floods of tears when he got home from work.
I am angry with myself I have been so upbeat and positive but seem to be on a bit of a downer.:(
All started when the cards were declined when trying to buy the packaging for the picture. The silly thing was there was a valid reason for it, I had stupidly transferrred the money from the business into the VAT Savings Account and not our current account. I didnt know that at the time though and got myself into a state. After trying two cards, getting very embarrassed whilst the shop assistant said "surely you have some money somewhere?", I paid from the business in the end, which had just enough in, but I was unsure if that card would even work as I knew Mr Pinot had had to buy fuel that morning and fled.
So that and then a few other things after that sent me into complete meltdown. I thought I was past all this.
Mr Pinot informed this morning I look ill, not sure I wanted to hear that either really.LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Aww Mrs PG sorry to hear that you a feeling so low. Sometimes it's the littlest things thats sets us off (the straw that broke the camels back sort of thing) but in the big scheme of things you have done so well and come some far, perhaps we need these moments for us to realise just how well we have done.
Granny wrote on my diary when I had my meltdown earlier this week about the fact that we've all had a lot going on, what with Christmas, entertaining, worry of 'keeping up appearances' and then all of sudden the trimmings come down and the kids go back to school and everthing looks so bleak.
Then you've had the added pressure of the amount of work coming in and sorting the predators etc etc.
Take sometime out, maybe a lovely bath, bit of pampering or even a cheekly lie down on the bed just to try and clear your head and take stock of things. Sending you big hugs Mrs PG. xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Sorry to hear you're feeling a bit low Mrs P, have a massive Welsh cwtch from me *hugs*
Hope today is better for you xxDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Now Mrs P, there are so many wise words in this diary but there is nothing anyone can write to stop us overworrying/overanalysing/ panicking and getting all those negative emotions.
This debt busting business is hard and you have your eye on the ball, it was the ball which was in the wrong place. Thats all.
Ive had a number of meltdowns. I now have mini pyros with the husband, as he is so blase with the money and THAT was my main motivator with delegating him the management of some of the pots of money.
You are a wife, a mother , a worker and a home manager and its natural that while doing four full time jobs (and being a labratory supervisor for egg based experiments) that occasionally it gets too much.
At least you have got it out the way now and can move forward. Keep smiling and open the wine. xxxTrying to shift that debt!0
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