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A Thread for After Debt?

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  • Love it :T

    I've never felt so normal in my life :D

    Ok, so we've established that rounding and OCD are entirely normal!!!!!! Those who don't round and aren't OCD are the odd ones 245.gif

    QueenB. wrote: »
    Time for the catch up:D

    Littlebitdizzy I can't believe how much you seem to get done:eek: I think you should rename yourself as little miss very busy:rotfl:

    I didn't think I'd managed to get much done the last few days :cool: maybe I should give myself a break...

    Still no targets. Tomorrow, honest. Someone chase me if I don't! maniac.gif
    I myself am made entirely of flaws, stitched together with good intentions...
  • Sam, be aware that Very have a really high APR, circa 39%!!!! Don't get stung for the interest, it's nearly as much as JulieGeorgiana's DS pays her :rotfl::rotfl:

    I WISH!!! My DS says I am a robber and he would rather save his pocket money then have me 'loan' him any!

    He has £47.50 in his account!
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    I waited all day for someone to turn up to fix my taps but did anyone turn up...........NO:mad: ok I had to stay in anyway due to DS1 but that is not the point, I kept my kitchen use to a minium just in case. I sense another tense phonecall coming on tomorrow.

    Sam I would always pay everything off in full now if possible, being in debt has made me quite paranoid about having a balance still waiting to be paid.

    ((((((((Rising)))))))) First the foot and now work i hope things pick up soon hun.

    I didn't know know the credit report thing either. I haven't looked at mine in a couple of years:o couldn't face it. I have a feeling that having only been DF for a short while it still looks horrible:(

    The same crazy cat who eats hair when we have been swimming also chews buttons and zips. Plus he has a major reaction to the smell of bleach, it sends him loopy and frisky:rotfl:makes housework interesting:D

    Im going to write a money related to do list for January and post it here tomorrow. I can't always get everything done when I want because there are things in OH name and as he works two jobs and only has 2 evenings off a week if lucky his time is very limited.

    :rotfl:dizzy who knew there where so many of us out there:rotfl:
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • samtoby
    samtoby Posts: 2,438 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    I am hoping to have it all by October (ish) x
    3 Children - 2004 :heart2: 2014 :heart2: 2017 :heart2:
    Happily Married since 2016
  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    Meant to add to my last post (sooooooo tired :o)

    Is selling via fleabay or amazonia actually worthwhile. I never really did it before, i always prefered doing carboots but i'm wondering if the clothes may sell better via the net. I look at fleabay now and then but haven't brought from there in at least 6 years:eek:
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • samtoby
    samtoby Posts: 2,438 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    I think fleabay is a nightmare. For what you put in they take so much in fees. xx
    3 Children - 2004 :heart2: 2014 :heart2: 2017 :heart2:
    Happily Married since 2016
  • samtoby wrote: »
    I am hoping to have it all by October (ish) x

    Very impressive! We are aiming for April 2013 for ours... we are at about £14k right now!
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • samtoby
    samtoby Posts: 2,438 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Kind of cheating. I am a single parent living at home again. I wasn't going to but a years sacrifice and my inheritance from my dad who died last year and I am on my way (he left just over 5k in a pension fund for me) x
    3 Children - 2004 :heart2: 2014 :heart2: 2017 :heart2:
    Happily Married since 2016
  • samtoby wrote: »
    Kind of cheating. I am a single parent living at home again. I wasn't going to but a years sacrifice and my inheritance from my dad who died last year and I am on my way (he left just over 5k in a pension fund for me) x

    Yes, and if you can live at home and get your own place... then well done you. You should be proud :)

    I was working and after childcare/petrol my wages were saved. DH got a small inheritance when his grandad passed away. Now I am not working we don't have any savings, but I have a Maternity Allowance we are saving... then after that... no more money left to save! So fingers and toes are all crossed!!

    I wish you the best of luck x
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • samtoby
    samtoby Posts: 2,438 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    So your just waiting for the baby to pop out?xx
    3 Children - 2004 :heart2: 2014 :heart2: 2017 :heart2:
    Happily Married since 2016
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