📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The “how many paydays ‘til Xmas” November NSD challenge

Options
1110111113115116127

Comments

  • My biggest spending day today since lightbulb moment! However all budgeted for, it was just a bit of a shock handing over that much cash!

    Hopefully tomorrow I will reach my target!!!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 17 today.
    Weather here has been totally dire & i have not been over the door.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Take care Nargle x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • As I thought another spendy day for me today. Found out I am getting some money back for mis-sold ppi. Not a massive amount, but as I didn't really think I would get anything as the loan was paid back over 6 years ago, it was a lovely surprise. Hence the lax spendy mood today.:o
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news Frodo on the PPI :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Treated myself to a takeaway last night and had to buy some spuds today so no NSDs to report :-(
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good evening folks,

    A spendy for me today, as I bought wine:D
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Hugs Nargle xx

    Well not a NSD today but not a massive spend either, despite the fact I feel I've walked miles. Popped into my local town, saw something on Waitrose.com last night for SIL, planned to get that for her xmas but didn't have it instore. Also had stuff to drop at the foodbank, place I was going to go was closed so had to find another drop off point. Popped into Mr S for a couple (literally of items) and wombled a 42p brand match til spit :D Back into Mr W to get smoothie for OH (cheapest of the supermarkets believe it or not :eek:) then off to Mr A for a 'proper' shop. Managed to get £48 to £31-ish but that's out of grocery budget. Then back into town as I remembered I wanted the B1G2F Mariners pies from Mr T, and stopped at Ic*land to get a prawn curry for our old (as in prev abode, although she is also elderly) neighbour - no idea what it's like but she phoned last week asking my to look for one. also gave her one of my mariners pies so lots of karma brownie points for me today :A

    Just ordered an annual for my friends little girl online (xmas so doesn't count as part of this challenge) - found a code for free delivery so that's me happy :D

    Also placed an online order from Waitrose to try and get the two items I wanted but they didn't have in store. Had to spend £50 to get delivery but luckily they had cat food that pud likes on offer. So, bit of jiggery pokery and an item for OH gift list (for him to give not actually for him) and order is placed. HOWEVER, i have a feeling they pick the order from my local store, which doesn't have the gift I specifically wanted so I suspect it will turn up on Tues sans those :( Can only find one other place online that stocks what I want, not only are the two items £1-£2 more expensive each, there's a £5.99 delivery cost :eek: might just have to bite the bullet on that though else it's going to drive me potty.

    gotta run..cat just sat on me for a cuddle (I get no say in the matter and a bum in my face for good measure :eek:)
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Reporting my 8TH NSD Woop i'm happy. :D had 3 Ms jobs to complete today, went late so most shops were closing, spent £3 on water and some other stuff, but that is to be reimbursed, so doest counbt as a spend.

    Tomorrow will be a spendy day, have my friends baby shower in a pub to attend, also i need to buy a few baby bits, i have a dress and a little vest, but needs padding out, so will take a trip to asdas before it closes, then off to my ms job, then a 10 min bus ride to the baby shower phew! tired already!
    Lose 28lb 3/28lb
    SPC Member 1522/2012-£264/ new pot 2013
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi lovely gang:A

    Numbers all updated from Wednesday and Thursday now, the front page is looking rather good with all the prizes:T:T

    Friday's update is done, I'll do Saturday's tomorrow morning and post them both together then.

    'night everyone
    spoon xx
    :) The time you enjoy wasting is not wasted time :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.