Car insurance successes stories

shadow29_2

Renewed my Car Insurance today - £125 fully comp with the Co-operative Insurance Society and then £70 cashback through TopCashBack. In addition, paid with a credit card giving a further 1% discount - total premium £54.45!!

al4x

well i found admiral, amazing

im 23, had no no claims at the time, but had experience of years with no accidents

i was looking to get a new car but didnt know if i could afford it,

car was toyota celica t sport 190BHP 8000rpm machine [love my car]

i was quoted about 1500-2000 for every insurer apart from admiral who quoted me

my car
toyota celica t sport 190bhp 8000+rpm reving machine [love it]

i paid 850

was chuffed

custom

im very pleased i followed the advice..my insurer wanted £253 (£13 up on last year) by using comparison sites & lowering my annual mileage a little, i got a quote of £140 (co-op)-through quidco & the co-op again, i got a quote of £150(?)but with £75 cash back!-even with the £5 fee=£80 fully comp!!--so thanks Martin!

zipman23

I was with Elephant last year and got a renewal of £516. I also got a much cheaper quote through Admiral which is part of the same group so rang Elephant up and got them to match it.

I also downgraded things like courtesy car and the extra legal services and ended up paying £400! Not bad for a phone call and especially as the next cheapest one was for over £650!!!

Sadly no cashback available for the cheapest two I found but I'm not fussed.

sleeponit

I just paid £26 with RAC, and Quidco cashback, for my car insurance. However, my motorcycle insurance cost me the grand total of -£22. I paid £43 to Swinton. I received a cashback cheque, after three months, for £30. I then have just received another £35 cashback from Quidco. So all in Swinton paid me £22 to take out my motorcycle insurance with them.

cmbwatson

Maybe in the wrong section, but just insured my bike for £8!! Thats including protected no claims, but not legal cover.

Was £73 with Swinton, who are offering £30 cashback after 3 months, also used Quidco, who state cashback is £30, but £35 is pending in my account, will have to wait 3 months for this also, but fingers crossed, all should be well.

Bargain!!

sleeponit

cmbwatson wrote: »

Maybe in the wrong section, but just insured my bike for £8!! Thats including protected no claims, but not legal cover.

Was £73 with Swinton, who are offering £30 cashback after 3 months, also used Quidco, who state cashback is £30, but £35 is pending in my account, will have to wait 3 months for this also, but fingers crossed, all should be well.

Bargain!!

I got my £30 cheque after exactly 3 months and my Quidco £35 was also paid after 3 months. Both amounts safely banked. I cannot believe my insurance was free, with £22 also in my pocket.

deefadog

I was quite looking forward to this challenge this year as i have got it very cheap the last few years (£51 was my lowest). But it seems that the insurance companies have caught on, as the top 10 results on all the comparison sites have really low cashback. I have the same car, no accidents etc I am 35 over 9 year no claims, so same specs. I can't get under £200.

Anyone else finding it tougher this year?

Annie_83

Hi

i need some help with my car insurane. i'm due to renew my insurance and ive tried the moeny super market to get quotes. i'm 25 with 3 yrs NCB and i have a mini cooper s 52 plate i've been quoted £783.48 by XS direct but my excess is £1500? but then if i look at some of the others with excess of £300 i would be paying over £1200?
is this right? how can i reduce the cost of my insurance? Or is this what i should be paying im not sure im a bit stuck i need sorting my today!! help me please

fatbelly

deefadog wrote: »

Anyone else finding it tougher this year?

Yes, managed to get the net cost below £30 a couple of years ago. Didn't really try 12 months ago but am having a go at getting as low as possible this time around.

Best i can find is £70 cashback from RAC on £139.23 policy = net cost £69.23

Second place is £54 cashback from Co-Op on £125.88 policy = net cost £71.88