Moooooving back to DFW - one Fresian's continued adventures in debt-busting

Souk08

Thanks again flower. I owe you lunch soon x

taxi73

don't think HMRC are many peoples friend at the moment..
that must've been nice for Souk to have had you helping as moving is hard work

mooomin

Morning!

Four days until payday and the situation is thus:

PAD/Spends - £13
Entertainment - £9.53 (used the balance to pay off the outstanding bill from last month)
Groceries - £5.90 :eek: I shouldn't need anything other than fresh veg/fruit before I get paid though. The cats are nearly out of dry food, but I'm hoping that Mr Fresian will be able to pick some up today before he goes North (he's helping his mum build her new house this week, how cool is that?!)
Savings - £1514.09
Christmas fund - £59.10 and with my usual £30 monthly payment still to go in I'm doing fine as I only have two more people to buy for. Sadly, one of them is Brother Fresian who I'm fairly sure will demand some kind of expensive game.

I plan to use the week that Mr Fresian is [strike]away from under my feet[/strike] up north to do some jobs around the house that I've been neglecting such as clearing out cupboards, wardrobes and drawers of old clothes/unnecessary clutter. I would like to fill a few bags full of tat over the coming days and try and get my flat back to the level of tidyness I prefer.

Better run now - need breakfast and possibly to defrost the car before work :rotfl:

taxi73

sounds great for both you and mr freesian

Hopeful1

Just caught up with your diary - busy as always!!!

Lucky 'mil' building own house - it sounds so easy

I like your meal / snack info. I keep snacking on cr*p and need to stop, particularly at night time. In the past just eating a bowl of cereal helped rather than choc or toast.

It sounds as if you have proper winter weather. It's been mad by me. There's been many a day I've just worn a few thin layers and not bothered with a coat - in November!!! I reckon we will pay for it thrice over and all be turned into ice cubes before the year is out :eek:

mooomin

NSD #5 for November which is pretty good as I didn't start counting them on the first. It turned out that there was catfood in a cupboard, so I won't need to buy any until after I've been paid on Friday.

I've cleaned the kitchen and started sorting out old clothes and bagging them up. I would have done more but one of Mr F's friends turned up unannounced and we ended up having a cup of tea and a chat which ate into my housework time

I've sold a couple of items via a FB group for crafters, so will post them tomorrow. I've bought some new stamps which require mounting on foam, and I've run out of the foam, so these sales will pay for that, maintaining my NSD :A

mooomin

Morning

Email received from Quidco today telling me that my cashback has been paid - it's about £26 so I'm pretty happy about that :j I'll pay that directly into the loan. I've decided to leave my savings at roughly the level they're at just now (£1500ish) so that I have an emergency fund, and pay my PADs straight into the loan. I've paid £51.97 into it since I found out I could do this via online banking, so think that £50 is a good monthly amount to aim for. Obviously I would hope to exceed that

Three long days until payday, but although money is tight it's not a figment of my imagination which is good. I have some parcels to post tonight from FB sales, but they are mostly things that I can use the stamps in my purse for, I just have to queue for sodding proof of postage!

Today I'm aiming for NSD#6 and my second in a row...

slowlyfading

All sounding good and well done on overpaying the loan - I bet they're not happy about that!

mooomin

I managed to get NSD #6 today

I went to the movies and saw a reasonably bad film (would have been better if it was half an hour shorter to be honest!) but resisted the urge to buy sweets while I was there. I also filled the car up but used my monthly giftcard so no money spent there either.

I think that I'm going to have to spend tomorrow, I am running low on food and should really keep myself topped up with healthy things for sandwiches. I'm going to run to the local supermarket at lunchtime and hopefully get some reduced bread and enough fruit to keep me going until I get paid on Friday. Everything else will sort itself out

mooomin

flying_fresian wrote: »

I've paid £51.97 into it since I found out I could do this via online banking, so think that £50 is a good monthly amount to aim for. Obviously I would hope to exceed that

Quidco arrived, so that can be increased to £71.97 :j

My savings have gone up a little to £1520.36 and although the loan is my main focus, I would be really chuffed if I could get them up to £1600 by the end of December.

Fat Club tonight, so thinking happy thoughts although I was out for dinner on Thursday and Friday, Mr Fresian bought Dominos on Saturday.....so it might not be good news