Moooooving back to DFW - one Fresian's continued adventures in debt-busting

lilmissmup

I really liked In Time!

beanielou

flying_fresian wrote: »

Quidco arrived, so that can be increased to £71.97 :j

My savings have gone up a little to £1520.36 and although the loan is my main focus, I would be really chuffed if I could get them up to £1600 by the end of December.

Fat Club tonight, so thinking happy thoughts although I was out for dinner on Thursday and Friday, Mr Fresian bought Dominos on Saturday.....so it might not be good news

And it twas good news~I dont know how you do it:rotfl:
Jealous:rotfl:

mooomin

beanielou wrote: »

And it twas good news~I dont know how you do it:rotfl:
Jealous:rotfl:

As Beanie said, I did well again this week - 1.5lbs off, taking my total to 36.5lbs

I think I have managed this week by reducing the amount of snacks once I realised how much I had eaten this weekend (all within my weekly points in fairness) Instead of my usual during the day snacks of apple, banana, crisps and chocolate bar, I've been too skint for posh crisps so got some WW ones from Poundland and have been having them and some fruit for my morning snack, taking a later lunch and having more fruit in the afternoon then having a reasonably early dinner to let my food digest. I'm doing a reasonable amount of walking during the day too thanks to the ridiculous layout of my current office - normally I'm doing 2 miles a day :eek:

I've done my tiny top-up shop today which consisted of the following list (prices attached)

Bread 70p (small Warburtons loaf)
Ham for sandwiches 45p (reduced corned beef)
Apples 72p (for two sodding apples?! Hmph...)
Bananas 26p (for two bananas, that's more like it!)
Milk 49p (bought in case of visitors, I tend to drink black coffee in the mornings and WW hot chocolate if I want a hot drink at night)
Salad 50p
I also bought chewing gum (38p) as I had run out

Grand total? £3.50 leaving me with a couple of pounds to PAD tomorrow as it's the last day before payday I've emptied the remaining funds in the bills account, the food account and the entertainment account, so will be PADding over £30 tomorrow which I'm very pleased with :j

Time to watch the last of Grey's Anatomy then sleepy-time! Night all

mooomin

PAD now made taking the total overpayments on the loan to £94.97 this month, which I'm very pleased with.

It's payday tomorrow and I will finally find out what my monthly wage actually should be.....I'm a little nervous in case it's less than the figure I plucked out of thin air when I was writing my SOA :rotfl::rotfl:

Today I'm aiming for a NSD - I have PADded all the money in my bank account anyway so it should be easy enough. I now have food in the house for lunch and made a massive pot of chilli in the slow cooker yesterday so have enough for dinner tonight and tomorrow and have frozen two double portions as well.

taxi73

well done on W/L and PAD..all looking great

mooomin

Morning

It's payday!! This is the first month I haven't got any overtime etc in my wages, so I was worrying that I had budgeted incorrectly....thankfully that doesn't seem to be the case so far. I had estimated my monthly wages to be £1180 but received £1219.88, so a few extra pennies are in my account.

As that stands, the current state of funds in Fresian Towers is:

PAD/Spends - £110 (PAD already done for today)
Entertainment - £50
Groceries - £200
Savings - £1531.03
Christmas fund - £89.09
Car fund - £450

I also have about £130 in my other savings account which is for me to go to a crafty masterclass sometime next year. That's covered the fee for the day, which is around £100 and now I'm saving for train costs/accommodation/food.

I sold some cards yesterday to a friend but she hasn't paid me - she was meant to transfer the funds into my bank account. I sent her a reminder text last night so hopefully she'll pay today. That's £18.50 I'm owed!

My petrol card has been bought for the month, so there's over £110 on that as I had funds left from last month. I'm not going to need to fill the car until at least next week anyway as the only driving I'm doing is pootling from work to home.

Off to get ready for work now - at least it's Friday!

beanielou

Happy payday :j

mooomin

Thanks Beanie

I've managed another NSD which is number 8 this month *gasp* Tonight I'm trying to get the house in some kind of order which is currently meaning that I have a wash on, the cooker top is being steeped with cleaning solution, the fridge has been cleaned out and I'm waiting for the hot water to heat so I can clean the fridge drawers. I feel the need to tidy up!

Later on I'm going to make my final list for the supermarket tomorrow and then inventory the freezer - I really know how to live on a Friday night :rotfl:

beanielou

If its any consolation I have just done some ironing :eek:
I know how to live too :rotfl:

mooomin

Kitchen clean, cooker top shiny. Oven still caked in yuck, but I'm not that daft

Freezer inventory/shopping list not done yet, but on my list of things to do for the morning. I'm hoping to meet up with Souk tomorrow or Sunday so that should be fun.

For now, I'm plugging in my Xbox and curling up with a cup of tea then it's off to bed with the Kindle. Nighty night!