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Going back to work!!

1234689

Comments

  • pizzle84
    pizzle84 Posts: 101 Forumite
    its just one of my monthly outgoings like water, electricity, car insurance, but i haven't mentioned any of my outgoings.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    What loan? You haven't mentioned a loan before!
    It was mentioned when the purpose of the £900 allowance was for.
    My parents are just helping out, i think they want to feel that they are being good grandparents giving money to cover pack lunches, uniforms, school trips and stuff like that, also i have a door stop loan (bad bad decision!!). Iv only been on benefits for 4 months didn't realise them helping me out was that bad :(
    It's also exempt from benefit deductions.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    HappyMJ wrote: »
    It was mentioned when the purpose of the £900 allowance was for.
    It's also exempt from benefit deductions.

    Thanks, I missed that.
  • The bottom line is that your parents will soon be ending this handout - you mentioned they were prepared to pay it for about 6 months so the decision you need to make is whether you are happy to stay on £1218 pounds worth of benefits per month and not work or take the job and have around £1700 per month coming in inclusive of benefits - you said yourself that there will be progression through training in the new job and that will lead to more income. You haven't been on benefits that long so it's better to get back into work asap - if you stay on benefits you will find it ever-harder to get back into the job market. Your opening post said this is your dream job - it's a no-brainer as far as I can see :D
  • pizzle84
    pizzle84 Posts: 101 Forumite
    ok thanks, think i just needed people to ask questions and make me see it all in different ways. Think i'll just go for the job and see how it goes :)
  • cosmic-dust
    cosmic-dust Posts: 2,618 Forumite
    HappyMJ wrote: »
    So would I. But as child support is ignored no matter who it comes from...well they are the rules. A NRP could be forced to give £900 every 4 weeks (as that as how OP has been calculating this) if the annual salary was £180,000 per year and had the child between 52 and 103 nights per year.
    It isn't child support, that's the huge difference in this case.
    I made a mistake once, believeing people on the internet were my virtual friends. It won't be a mistake that I make again!
  • jetplane
    jetplane Posts: 1,615 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 16 October 2011 at 12:48PM
    Actually, if she has said it's for the child's expenses then it's ignored for benefit purposes it's not fraud. If she said it's for herself then it must be counted.

    Which is why I queried whether they had they asked how she spent it because it depends on how it is assessed and it is not as simple as it being spent on a child. A decision maker wouldn't want to overlook this one and I would expect them to need to look closely at who can pay maintanance.

    Do you know what regs state that grandparents can pay as much child maintanance as they wish and it will be ignored?

    Yes there are loopholes which is why I was undecided whether the OP was quite dim or rather clever. You would have to be sharp to present it as child maintenence without knowledge of the benefit system.

    We would all be worse off working if we had £900 a month buckshee that would be withdrawn if we went to work. But the answer is easy really just tell your parents that you have double good news, you have a job and now they only need to pay £400 a month.
    The most potent weapon of the oppressor is the mind of the oppressed. Steve Biko
  • cosmic-dust
    cosmic-dust Posts: 2,618 Forumite
    pizzle84 wrote: »

    Ahhh im confused now!! For child tax credits i get £240 paid into my bank every fortnight so £480/mth but on the entitled to calculator it says i should get £59.36/wk so £237.44/mth. Think iv done something wrong in the calculator for that. So now at this point i get £480/mth for child tax credits.

    The dad is unemployed so i dont get anything off him (im fighting at the moment but im not getting anywhere!!)
    pizzle84 wrote: »
    Ok my benefits calculations disregarding wages/parents money etc.........

    not working per 4wks
    child tax - £237.44
    IS - £270
    Council tax - £122.28
    Housing ben - £507.68
    Child ben - £81.20
    TOTAL - £1218.60

    working per 4wks

    Child tax - £237.44
    working tax - £356.72
    council tax - £5.76
    housing ben - £129.08
    child ben - £81.20
    TOTAL - £810.20

    Difference of - £408.40
    Make your mind up about how much child tax credits you actually get.
    I made a mistake once, believeing people on the internet were my virtual friends. It won't be a mistake that I make again!
  • pizzle84
    pizzle84 Posts: 101 Forumite
    I have double checked and it is £240 a month, sorry.

    And to jetplane i am not dim thankyou, iv only been on these benefits for 4 months and obviously i dont fully understand every detail of them. Im sorry for maybe being nieve and not up to scratch with my info but i dont appreciate being called dim.
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    Could you explain how you spend c£225 each and every week on your child?
    .................:)....I'm smiling because I have no idea what's going on ...:)
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